David Ramirez
$1,550,000$1,600,0003 bd2.5 ba2,572 sqft$603 /sqft$10,001 /mo all-in ↓

2708 S OCEAN SHORE BOULEVARD, FLAGLER BEACH, FL, 32136

Active95 days on marketListed Apr 29, 2026MLS #J1000351

Reduced $50KWaterfrontSingle Family ResidenceATLANTA BEACH SUB

About this home

2708 S OCEAN SHORE BOULEVARD

Nestled along one of Florida's most Breathtaking Stretches of the Eastern Coastlines is a Stunning Flagler Beach Oceanfront Home with 50ft. Unobstructed Ocean Views. Far enough away from the Commercial Industry but Close Enough to Enjoy the Festivities of Flagler Beach and all it has to Offer. Drive your Golfcart through the Back Streets and Enjoy the Restaurants, Bars and the Flagler Beach Pier. This 3Br/2.5 Bath home with a 4th Non-Conforming Room has over 2500 sf of Living Space. There are 3 rooms Downstairs and a full Bath, with Newer LVP Flooring, and Freshly Painted. You will find an Entry to the Stamped Concrete Patio, Hot Tub and an Expansive Fully Fenced Yard, Room Enough for a Pool and includes an 8' x 4.5' Outdoor Shower. The Upstairs Includes Large Laundry Room, 1/2 Bath, Open Kitchen leading into the Gathering Room with a Wall of Newer Glass Doors leading to the 39' L x 14' W Balcony with Undeniable Views. You will also Find the Owner's Suite with a Renovated Bath and a Walk-In Shower. Newer LVP Flooring, Freshly Painted Inside and Out. A 50 Amp was added in the Garage for a Camper but can be adapted for an Electric Car Charger. New Landscaping and Littoral Rights across A1A to build your own Walkway if desired. Dogs Allowed on Beach with a Leash except from N 10th St to S 10th St. 2.5 Miles N. to Flagler Beach Pier. 2 Miles S to Gamble Rogers State Park, 15 Miles to Ormond Beach, 20 Miles to Daytona Beach, 31 Miles to St. Augustine Beach, 3 Miles to Moody Boat Launch and Approx. 39 Miles from Intracoastal Waterway to Ponce Inlet to access the Atlantic Ocean via Boat. View Sunrises from your Ocean Views and Sunsets from your Front Balcony Looking West. Fully wired for security system, Surround Sound Speakers Throughout Home. Come make this One-of-a-Kind Home yours Today.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,572

Sqft

0.17 ac

Lot size

2

Garage

2001

Year built

Two

Levels

$603

Per sqft

WaterfrontWater view

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionConcrete · HardiPlank Type
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Oversized
ExteriorBalcony · Fire Pit · Outdoor Shower · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$10,756/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,001 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,364
PMI (est., until 20% equity)$581
Property tax — 2025 actual bill$896
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $155,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $155,000
Interest rate6.00%
Loan term

Estimated payment

$10,001/mo

Principal & interest$8,364
PMI (est., until 20% equity)$581
Property taxes (actual bill)$896
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$509KedgeAI estimate $773,682 · range $530K$1.2M$1.6M

vs edgeAI estimate

+100.3%

$/sqft vs Flagler Beach actives

$603 vs $321

Days on market

95 vs 68 typical

Where $603/sqft sits among the 127 Flagler Beach actives

37
28
21
12
18
11 · this home
$180–254$254–328$328–402$402–476$476–550$550+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 2708 S OCEAN SHORE BOULEVARD

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

58 of 127

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 252% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,550,000 $50K
Apr 29, 2026Listed at $1,600,000 · 95 days on market since
2001Built · ATLANTA BEACH SUB

Reality check

What actually sold near 2708 S OCEAN SHORE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2717 JOHN BULL STREETSold · May ’26

$549,000

2717 JOHN BULL STREET · same community

3 bd · 2 ba · 1,927 sqft · $285/sqft · 33 DOM

2620 S CENTRAL AVENUESold · Sep ’25

$825,000

2620 S CENTRAL AVENUE · same community

3 bd · 3 ba · 1,801 sqft · $458/sqft · 14 DOM

2648 S CENTRAL AVENUESold · Aug ’25

$610,000

2648 S CENTRAL AVENUE · same community

2 bd · 2 ba · 1,568 sqft · $389/sqft · 150 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2708 S OCEAN SHORE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2708 S OCEAN SHORE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2708 S OCEAN SHORE BOULEVARD FAQs

What would the monthly payment be for 2708 S OCEAN SHORE BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,001/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2708 S OCEAN SHORE BOULEVARD?+

The most recent tax bill on record (2025) was $10,756. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $1,550,000, this home is listed about 167% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2708 S OCEAN SHORE BOULEVARD?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,550,000 runs 252% above the FLAGLER BEACH 32136 median — but at 2,572 sqft it's also 25% larger than the typical Flagler Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,600,000, now $1,550,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1000351.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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