50 RIVERS EDGE LANE, PALM COAST, FL, 32137
Active32 days on marketListed Jun 23, 2026MLS #FC319436
About this home
50 RIVERS EDGE LANE
Virtually Staged. Enjoy waterfront living in Marina Cove, one of Palm Coast’s most sought-after marina communities. Boat Slip Available right in front of home. One short left turn with no fixed bridges, and you are directly on the Intracoastal Waterway! This spacious 3-bedroom, 2.5-bath townhome offers more than 1,800 square feet of living space with a highly desirable first-floor primary suite featuring an updated ensuite bath and a custom walk-in closet. The updated kitchen includes quartz countertops, white cabinetry with pull-out shelving, and a separate pantry with plenty of storage. Nice open dining space, large enough to fit the whole family! The open living area flows seamlessly to an enclosed patio overlooking the water. Upstairs, you'll find a loft with two additional bedrooms, a full bath, and an open view of the main living space below. A detached TWO-CAR garage—RARE for Palm Coast townhomes and condos—adds exceptional convenience, and the brand-new HVAC system installed in May 2026 provides added peace of mind. Marina Cove residents enjoy a pool, clubhouse, tennis and pickleball courts, car & boat wash, a waterfront gazebo, walking paths along the Intracoastal Waterway, and the added benefit of water included in the HOA fee. Combining waterfront views, thoughtful updates, and an unbeatable marina lifestyle, this home is a standout opportunity in Palm Coast.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,875
Sqft
0.04 ac
Lot size
2
Garage
1989
Year built
Two
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,449 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,449/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.1%
$/sqft vs Palm Coast actives
$248 vs $221
Days on market
32 vs 47 typical
Where $248/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
177 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 50 RIVERS EDGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$486,000
46 CAPTAINS WALK · same community
3 bd · 2.5 ba · 1,875 sqft · $259/sqft · 95 DOM
Sold · Nov ’25$535,000
4 MARINA POINT PLACE · same community
3 bd · 2.5 ba · 2,223 sqft · $241/sqft · 14 DOM
Sold · Jan ’26$285,000
68 RIVERS EDGE LANE UNIT 68 · same community
3 bd · 2 ba · 1,230 sqft · $232/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 50 RIVERS EDGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 50 RIVERS EDGE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
50 RIVERS EDGE LANE FAQs
What would the monthly payment be for 50 RIVERS EDGE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,449/mo — principal and interest, the actual property-tax bill, the $1,095/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 50 RIVERS EDGE LANE?+
The association fee works out to $1,095 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 50 RIVERS EDGE LANE?+
The most recent tax bill on record (2025) was $3,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 50 RIVERS EDGE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $465,000, this home is listed about 18% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 50 RIVERS EDGE LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$465,000 runs 22% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,095/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Douglas Colpoys. MLS #FC319436.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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