David Ramirez
$477,900$485,0003 bd2.5 ba1,875 sqft$255 /sqft$3,711 /mo all-in ↓

25 MARINA POINT PLACE, PALM COAST, FL, 32137

Active156 days on marketListed Feb 24, 2026MLS #FC316293

Reduced $7KPrivate poolTownhouseMARINA COVE

About this home

25 MARINA POINT PLACE

PRICE ADJUSTMENT!! NOW OFFERED AT $477,900!! A boater's dream awaits in Marina Cove! Imagine waking up every morning surrounded by the sights and sounds of the marina—watching boats come and go, dolphins and gentle manatees glide by, and enjoying breathtaking waterfront views right from your own home. This is more than a home...it's a waterfront lifestyle. Boat slip available directly in front of the home! With just one short left turn and no fixed bridges, you'll be cruising the Intracoastal Waterway in minutes, making this the perfect retreat for boating enthusiasts. This virtually staged 3-bedroom, 2.5-bath townhome offers over 1,800 square feet of thoughtfully designed living space. The highly sought-after first-floor primary suite features an updated ensuite bath and a custom walk-in closet. The beautifully updated kitchen boasts quartz countertops, with pull-out shelving, a spacious pantry, and an open dining area large enough for family and friends to gather after a day on the water. The bright, open living room flows effortlessly to the enclosed waterfront patio, where you can relax with your morning coffee or evening drink while taking in the peaceful marina views. Upstairs offers a versatile loft, two additional bedrooms, a full bath, and an open overlook to the living area below. A rare detached two-car garage provides exceptional storage for your vehicles, golf cart, beach gear, or boating equipment, while the brand-new HVAC (May 2026) offers added peace of mind. Marina Cove residents enjoy resort-style amenities, including a community pool, clubhouse, tennis and pickleball courts, a car and boat wash area, scenic walking paths along the Intracoastal Waterway, and a beautiful waterfront gazebo—all with water service included in the HOA. Whether you're an avid boater, a nature lover, or simply dreaming of peaceful waterfront living, Marina Cove offers a lifestyle that's hard to find. Spend your days on the water, your evenings watching the boats drift by, and enjoy the unforgettable beauty of Florida's Intracoastal right outside your door.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,875

Sqft

0.04 ac

Lot size

2

Garage

1989

Year built

Two

Levels

$255

Per sqft

Private poolNegotiable

Inside

FlooringLuxury Vinyl · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Eating Space In Kitchen · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationBlock
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$6,314/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityBoat Slip · Community Boat Ramp · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,711 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,813
FHA mortgage insurance (est.)$211
Property tax — 2025 actual bill$526
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,727Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,727
Interest rate6.00%
Loan term

Estimated payment

$3,711/mo

Principal & interest$2,813
FHA mortgage insurance (est.)$211
Property taxes (actual bill)$526
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Coast actives

$255 vs $218

Days on market

156 vs 47 typical

Where $255/sqft sits among the 400 Palm Coast actives

226
69 · this home
40
28
13
24
$159–228$228–297$297–366$366–434$434–503$503+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 25 MARINA POINT PLACE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

171 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $477,900 $7K
Feb 24, 2026Listed at $485,000 · 156 days on market since
1989Built · MARINA COVE

Reality check

What actually sold near 25 MARINA POINT PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

46 CAPTAINS WALKSold · Jan ’26

$486,000

46 CAPTAINS WALK · same community

3 bd · 2.5 ba · 1,875 sqft · $259/sqft · 95 DOM

4 MARINA POINT PLACESold · Nov ’25

$535,000

4 MARINA POINT PLACE · same community

3 bd · 2.5 ba · 2,223 sqft · $241/sqft · 14 DOM

68 RIVERS EDGE LANE UNIT 68Sold · Jan ’26

$285,000

68 RIVERS EDGE LANE UNIT 68 · same community

3 bd · 2 ba · 1,230 sqft · $232/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 25 MARINA POINT PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25 MARINA POINT PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

25 MARINA POINT PLACE FAQs

What would the monthly payment be for 25 MARINA POINT PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,711/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 25 MARINA POINT PLACE?+

The most recent tax bill on record (2025) was $6,314. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 25 MARINA POINT PLACE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $477,900, this home is listed about 21% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 25 MARINA POINT PLACE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$477,900 runs 24% above the PALM COAST 32137 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

156 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $485,000, now $477,900 — a $7K cut. The full history is in the market section below.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Priscilla Chanfrau. MLS #FC316293.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palm Coast homes, in your inbox

Like 25 MARINA POINT PLACE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 30, 2026 at 1:10 PM UTC. The listing information on this page last changed on July 30, 2026 at 1:10 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 30, 2026 at 1:10 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 30, 2026 at 1:10 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.