41 ZEPHYR LILY TRAIL, PALM COAST, FL, 32164
Active13 days on marketListed Jul 20, 2026MLS #FC319425
About this home
41 ZEPHYR LILY TRAIL
Look at that Pool! One of the most stunning resort-style pools on the market, this spectacular saltwater oasis is truly one-of-a-kind and an absolute showstopper! Step inside this beautifully updated 4-bedroom, 2-bath split floor plan, offering the perfect balance of privacy and open-concept living. Gorgeous tile flooring flows throughout the main living areas, complemented by stylish modern lighting, fresh interior paint, and brand-new waterproof luxury vinyl plank flooring in every bedroom. The updated kitchen is both elegant and functional, showcasing freshly painted cabinetry, a large spacious center island with beautiful white granite countertops, and convenient pull-out drawers for added storage. The spacious primary suite offers a true retreat with dual walk-in closets and a luxurious ensuite bath featuring dual vanities, a custom walk-in shower, and a relaxing soaking tub. Outside, the resort-style experience continues. This impressive 7-8 foot-deep, oversized saltwater pool is truly the centerpiece of your own private, fully fenced oasis. Featuring built-in lounging areas and an expansive freshly coated pool deck, this custom-designed retreat creates a backyard experience unlike any other. Whether hosting family gatherings, weekend barbecues, or simply relaxing poolside, you'll feel like you're on vacation in your own private paradise. Additional highlights include a 2021 roof, a 2019 HVAC system, a custom saltwater pool installed in 2017, rear gutters, hurricane shutters, a pool pump that is only four years old, hardwired for security system, and a dedicated 240-volt electrical connection prewired for the future installation of a sauna, hot tub, or spa. Recent 2026 updates include fresh interior paint, new toilet seat in primary, a new front door, new garage door opener with exterior keypad, all new smoke detectors, all new outdoor outlets, new mailbox, refreshed landscaping, exterior light fixtures and window screens, new microwave, fresh cool deck paint, and all new waterproof lvp flooring in bedrooms. Combining beautifully updated interiors with exceptional outdoor living, this extraordinary property offers the feel of a luxury resort every day. Don't miss your opportunity to own this incredible home, schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,096
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,395 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,395/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Palm Coast actives
$224 vs $218
Days on market
13 vs 47 typical
Where $224/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Quail Hollow
Get to know Palm Coast. See the full Palm Coast guide →
Quail Hollow — neighborhood snapshot
Population
2,975
Median age
49
Median income
$81,242
Median home value
$333,104
Avg household
3
Households w/ children
217
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 41 ZEPHYR LILY TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$402,000
24 ZEBULAHS TRAIL · same community
3 bd · 2 ba · 2,036 sqft · $197/sqft · 22 DOM
Sold · Jan ’26$377,900
2 ZINZENDORF PLACE · same community
4 bd · 3 ba · 2,265 sqft · $167/sqft · 46 DOM
Sold · Aug ’25$329,182
6 ZENOBLE PLACE · same community
4 bd · 2 ba · 1,820 sqft · $181/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 41 ZEPHYR LILY TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 41 ZEPHYR LILY TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
41 ZEPHYR LILY TRAIL FAQs
What would the monthly payment be for 41 ZEPHYR LILY TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,395/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 41 ZEPHYR LILY TRAIL?+
The most recent tax bill on record (2025) was $3,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $469,000, this home is listed about 19% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 41 ZEPHYR LILY TRAIL?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Marta McBride. MLS #FC319425.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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