17 ZEPHYR LILY PLACE, PALM COAST, FL, 32164
Active61 days on marketListed Jun 4, 2026MLS #FC318960
About this home
17 ZEPHYR LILY PLACE
Virtually Staged. Custom-built with attention to space and flow, this cul-de-sac home offers 4 bedrooms, 3 full baths, and a private den/office. Approximately 14-foot ceilings in the main living areas enhance the open layout and natural light throughout. The heart of the home features a seamless connection between the great room, dining area, and kitchen, creating an ideal setting for everyday living and gatherings. The kitchen is equipped with stainless steel appliances, a large center island with seating, cabinetry, and clear sightlines across the main gathering spaces. An additional dining area provides flexibility for formal meals, casual dining, or a sitting area. The primary suite includes generous bedroom space, dual walk-in closets, and a well-appointed bathroom. A split-bedroom design offers separation between the owner's suite and guest bedrooms. The home also features a laundry room. The screened rear porch overlooks a fully fenced backyard with durable vinyl fencing. Backing to a private rear setting with no neighboring homes behind, the property provides a comfortable outdoor space for relaxing or entertaining. Conveniently located near schools, shopping, medical facilities, restaurants, parks, and major roadways, with Flagler Beach approximately 7 miles away, where miles of shoreline, local dining, and the Atlantic Ocean become part of your everyday lifestyle. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,495
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,675 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,675/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.8%
$/sqft vs Palm Coast actives
$192 vs $219
Days on market
61 vs 52 typical
Where $192/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Quail Hollow
Get to know Palm Coast. See the full Palm Coast guide →
Quail Hollow — neighborhood snapshot
Population
2,975
Median age
49
Median income
$81,242
Median home value
$333,104
Avg household
3
Households w/ children
217
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 17 ZEPHYR LILY PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$525,000
15 ZONAL GERANIUM COURT · same community
4 bd · 3.5 ba · 2,495 sqft · $210/sqft · 29 DOM
Sold · Jan ’26$377,900
2 ZINZENDORF PLACE · same community
4 bd · 3 ba · 2,265 sqft · $167/sqft · 46 DOM
Sold · Sep ’25$402,000
24 ZEBULAHS TRAIL · same community
3 bd · 2 ba · 2,036 sqft · $197/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17 ZEPHYR LILY PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17 ZEPHYR LILY PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17 ZEPHYR LILY PLACE FAQs
What would the monthly payment be for 17 ZEPHYR LILY PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,675/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17 ZEPHYR LILY PLACE?+
The most recent tax bill on record (2025) was $5,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $480,000, this home is listed about 20% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17 ZEPHYR LILY PLACE?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Denise Fernandes. MLS #FC318960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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