4745 S ATLANTIC AVENUE UNIT 4050, PONCE INLET, FL, 32127
Active50 days on marketListed Jun 18, 2026MLS #FC319371
About this home
4745 S ATLANTIC AVENUE UNIT 4050
Direct Oceanfront Living in Ponce Inlet! Wake up to breathtaking sunrises and panoramic Atlantic Ocean views from this spacious 2-bedroom, 2-bath condominium in the highly desirable Lighthouse Shores community. Located on the 4th floor, Unit 4050 offers an open and inviting floor plan with expansive windows and a private oceanfront balcony, creating the perfect setting to enjoy the sights and sounds of the beach year-round. The well-maintained interior features a generous living area, an updated kitchen with ample cabinetry and counter space, and two large bedrooms, including a primary suite with private bath access. Recent major updates provide peace of mind, including a new HVAC system installed in 2020 and a new hot water heater installed in 2022. Residents of Lighthouse Shores enjoy a variety of amenities, including direct beach access, a beachfront swimming pool, tennis courts, secured building access, and on-site management. Nestled in the charming seaside town of Ponce Inlet, you'll be just minutes from waterfront dining, marinas, the historic Ponce Inlet Lighthouse, nature preserves, and endless outdoor recreation opportunities. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this oceanfront condo offers the perfect blend of coastal lifestyle, comfort, and value. Don't miss your chance to own a piece of paradise on one of Florida's most beautiful beaches!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,214
Sqft
1.29 ac
Lot size
1979
Year built
One
Levels
$391
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,203 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,639/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.4%
$/sqft vs Ponce Inlet actives
$391 vs $370
Days on market
50 vs 116 typical
Where $391/sqft sits among the 45 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $755K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
28 of 45
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4745 S ATLANTIC AVENUE UNIT 4050
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$225,000
4790 S ATLANTIC AVENUE UNIT C303
2 bd · 2.5 ba · 1,190 sqft · $189/sqft · 88 DOM
Sold · Sep ’25$322,000
4786 S ATLANTIC AVENUE UNIT 3
2 bd · 1.5 ba · 1,190 sqft · $271/sqft · 30 DOM
Sold · Aug ’25$510,000
4901 SAILFISH DRIVE
3 bd · 2 ba · 1,152 sqft · $443/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4745 S ATLANTIC AVENUE UNIT 4050 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4745 S ATLANTIC AVENUE UNIT 4050 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4745 S ATLANTIC AVENUE UNIT 4050 FAQs
What would the monthly payment be for 4745 S ATLANTIC AVENUE UNIT 4050?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,203/mo — principal and interest, estimated property taxes, the $1,037/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4745 S ATLANTIC AVENUE UNIT 4050?+
The association fee works out to $1,037 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4745 S ATLANTIC AVENUE UNIT 4050?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4745 S ATLANTIC AVENUE UNIT 4050?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $475,000, this home is listed about 23% below the Ponce Inlet median of $615,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4745 S ATLANTIC AVENUE UNIT 4050?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 14% above the PONCE INLET 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,037/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Taner Banks. MLS #FC319371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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