200 OCEAN CREST DRIVE UNIT 812, PALM COAST, FL, 32137
Active44 days on marketListed Jun 11, 2026MLS #FC319200
About this home
200 OCEAN CREST DRIVE UNIT 812
This exceptional renovated 8th-floor residence offers 4 bedrooms, 4.5 bathrooms, and 3,264 square feet in the highly sought after location in the main tower of the Hammock Beach Resort. Spectacular views overlooking the Atlantic Ocean and the 18th hole of the Jack Nicklaus- designed Ocean Course. A rare combination of size, views, and resort convenience, this home captures the essence of coastal luxury living. Designed for both comfort and entertaining, the expansive open-concept floor plan features polished travertine flooring, tray ceilings, crown molding, and walls of glass that fill the home with natural light while seamlessly connecting indoor and outdoor living. The gourmet kitchen is beautifully appointed with custom wood cabinetry, quartz countertops, premium appliances, a spacious center island, breakfast bar seating, wine refrigeration, and abundant storage. The spacious living and dining areas open seamlessly to an impressive 570-square-foot covered balcony, creating an ideal space to enjoy morning sunrises, ocean breezes, and panoramic views stretching across the coastline and golf course below. Electronic hurricane shutters provide convenience and peace of mind. The spacious primary suite serves as a private retreat with direct balcony access, stunning ocean views, and a beautifully updated spa-inspired bath featuring dual vanities, a walk-in shower and generous closet space. Each guest suite offers its own private bath, providing comfort and privacy for family and visitors. Additional highlights include six flat-screen TVs that convey with the property, a spacious laundry area, covered assigned parking, and a secure locked bike storage room. To further elevate the Hammock Beach lifestyle, a membership can be purchased so you can enjoy 5-star amenities. With two 18-hole Championship golf courses, nine pools including a lazy river, waterslides, eight Har-Tru tennis courts, pickleball courts, multiple dining venues, a world class spa, nine-hole mini golf course, volleyball court and a state- of-the-art exercise facility, you will always be enjoying Hammock Life!
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,264
Sqft
3.6 ac
Lot size
2003
Year built
One
Levels
$609
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$16,356 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,356/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NORTHSHORE 05
$609 vs $464
Days on market
44 vs 47 typical
Where $609/sqft sits among the 20 homes for sale in NORTHSHORE 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
6 of 20
NORTHSHORE 05 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 423% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 812
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$840,000
200 OCEAN CREST DRIVE UNIT 513 · same community
3 bd · 3 ba · 1,818 sqft · $462/sqft · 10 DOM
Sold · Mar ’26$500,000
5 OCEAN CREST WAY UNIT 1431 · same community
3 bd · 2 ba · 1,696 sqft · $295/sqft · 44 DOM
Sold · Apr ’26$725,000
200 OCEAN CREST DRIVE UNIT 707 · same community
3 bd · 3 ba · 1,676 sqft · $433/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 812 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 812 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 OCEAN CREST DRIVE UNIT 812 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 812?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,356/mo — principal and interest, the actual property-tax bill, the $2,982/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 812?+
The association fee works out to $2,982 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 812?+
The most recent tax bill on record (2025) was $20,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 812?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,989,000, this home is listed about 404% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 812?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,989,000 runs 423% above the PALM COAST 32137 median — but at 3,264 sqft it's also 73% larger than the typical Palm Coast listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $2,982/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Krista Libby. MLS #FC319200.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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