200 OCEAN CREST DRIVE UNIT 1016, PALM COAST, FL, 32137
Active39 days on marketListed Jun 16, 2026MLS #FC319299
About this home
200 OCEAN CREST DRIVE UNIT 1016
Experience luxury coastal living at its finest in this beautifully updated 3-bedroom, 3-bath condominium located within the exclusive Hammock Beach Resort. Perched on the coveted 10th-floor penthouse level, this exceptional residence offers breathtaking southeastern ocean and golf course views and a spacious balcony where you can enjoy spectacular sunrises and the soothing sounds of the Atlantic Ocean. A TRULY EXCEPTIONAL FEATURE OF THIS OFFERING IS THE INCLUSION OF A COMPLIMENTARY TRANSFER OF A HAMMOCK BEACH CLUB FULL GOLF MEMBERSHIP, A VALUE OF $50,000. This highly sought-after membership provides access to two championship golf courses, a world-class beach club, multiple resort pools, fitness facilities, tennis, pickleball, fine dining, and an unparalleled resort lifestyle. Meticulously maintained and never rented since its original purchase from the developer, this owner-occupied condominium has been used exclusively as a private residence. The interior has been thoughtfully enhanced with refaced kitchen cabinetry, stainless steel appliances, custom built-in cabinetry in the kitchen and entry area, luxury flooring throughout, crown molding, updated lighting, and battery-operated remote-controlled blinds in the living room, primary suite, and guest bedroom—all designed to maximize the stunning ocean views. The spacious primary suite serves as a private retreat and features a fully renovated spa-inspired bathroom completed with high-end finishes and exceptional attention to detail. Additional improvements include new impact-resistant windows and sliding glass doors, providing peace of mind, energy efficiency, and enhanced storm protection. Whether you're seeking a luxurious primary residence, second home, or exclusive coastal retreat, this rare penthouse opportunity offers the perfect combination of breathtaking views, extensive upgrades, and premier resort amenities. With its never-rented status, exceptional condition, and coveted penthouse location, this residence represents one of the finest opportunities currently available within Hammock Beach Resort.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,676
Sqft
3.6 ac
Lot size
2
Garage
2003
Year built
One
Levels
$507
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,444 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,444/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.6%
$/sqft vs NORTHSHORE 05
$507 vs $464
Days on market
39 vs 47 typical
Where $507/sqft sits among the 20 homes for sale in NORTHSHORE 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
6 of 20
NORTHSHORE 05 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 123% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 1016
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$725,000
200 OCEAN CREST DRIVE UNIT 707 · same community
3 bd · 3 ba · 1,676 sqft · $433/sqft · 109 DOM
Sold · Mar ’26$670,000
200 OCEAN CREST DRIVE UNIT 515 · same community
3 bd · 3 ba · 1,676 sqft · $400/sqft · 383 DOM
Sold · Oct ’25$650,000
200 OCEAN CREST DRIVE UNIT 418 · same community
3 bd · 3 ba · 1,676 sqft · $388/sqft · 247 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 1016 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 1016 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 OCEAN CREST DRIVE UNIT 1016 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 1016?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $4,444/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 1016?+
The most recent tax bill on record (2025) was $4,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 1016?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $849,000, this home is listed about 115% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 1016?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$849,000 runs 123% above the PALM COAST 32137 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Karla Goodman. MLS #FC319299.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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