David Ramirez
$369,990$371,9903 bd2 ba1,895 sqft$195 /sqft$2,760 /mo all-in ↓

1341 RIBBON PLACE, PALM COAST, FL, 32164

Active52 days on marketListed Jun 10, 2026MLS #FC319188

Reduced $2KNew constructionWaterfrontSingle Family ResidenceSEMINOLE PALMS PH 1

About this home

1341 RIBBON PLACE

Under Construction. Designed to fit your lifestyle, the single-story Captiva plan welcomes you with a large front porch, ushering you into a spacious foyer with an optional drop zone. Anchoring the home, an open-concept living area includes a kitchen with a center island and corner pantry, overlooking a dining area and a great room--boasting access to a relaxing covered patio. You'll also appreciate the option to add a great room fireplace. The primary suite dazzles with a roomy walk-in closet and a 5-piece bath--offering the options of a freestanding tub, expanded shower or walk-in shower. Additional highlights include a flex room with the potential to serve as a fourth bedroom. Seminole Palms ammenities include: State-of-the-art clubhouse with a fitness room, community space, and a pavilion, 2,500 sq. ft. resort-style pool, Playground, Walking Trails, and Dog park.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,895

Sqft

0.12 ac

Lot size

2

Garage

2026

Year built

One

Levels

$195

Per sqft

Waterfront

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range Hood
InteriorSplit Bedroom · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionCement Siding · HardiPlank Type
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

HOA fee$15/mo
Taxes (2025)$2,921/yr
PetsNo
CommunityClubhouse · Dog Park · Fitness Center · Playground · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,760 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$243
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$2,760/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$243
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$352KedgeAI estimate $381,626 · range $366K$388K$403K

vs edgeAI estimate

−3%

$/sqft vs SEMINOLE PALMS PH 1

$195 vs $173

Days on market

52 vs 47 typical

Where $195/sqft sits among the 12 homes for sale in SEMINOLE PALMS PH 1

8
1
1 · this home
0
0
2
$159–174$174–190$190–205$205–220$220–235$235+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 1341 RIBBON PLACE

Get to know Palm Coast. See the full Palm Coast guide →

For the school run

Flagler County School District

HighFlagler-Palm Coast High School★★★★★
ElementaryBunnell Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

10 of 12

SEMINOLE PALMS PH 1 have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $369,990 $2K
Jun 10, 2026Listed at $371,990 · 52 days on market since
2026Built · SEMINOLE PALMS PH 1

Reality check

What actually sold near 1341 RIBBON PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

228 MONTGOMERY COURTSold · Nov ’25

$359,990

228 MONTGOMERY COURT · same community

3 bd · 2 ba · 1,895 sqft · $190/sqft · 17 DOM

110 BUCCANEER PLACESold · Apr ’26

$350,000

110 BUCCANEER PLACE · same community

3 bd · 2 ba · 1,895 sqft · $185/sqft · 84 DOM

222 MONTGOMERY COURTSold · Oct ’25

$344,990

222 MONTGOMERY COURT · same community

3 bd · 2 ba · 1,895 sqft · $182/sqft · 166 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1341 RIBBON PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1341 RIBBON PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1341 RIBBON PLACE FAQs

What would the monthly payment be for 1341 RIBBON PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,760/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1341 RIBBON PLACE?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1341 RIBBON PLACE?+

The most recent tax bill on record (2025) was $2,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1341 RIBBON PLACE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $369,990, this home is listed about 6% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1341 RIBBON PLACE?+

Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CCNC REALTY GROUP LLC · Monica Phillips. MLS #FC319188.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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