1349 RIBBON PLACE, PALM COAST, FL, 32164
Active172 days on marketListed Feb 10, 2026MLS #FC316037
About this home
1349 RIBBON PLACE
Under Construction. Step into your new life at this beautifully crafted home in the heart of the Palm Series at Seminole Palms. Designed with comfort and convenience in mind, the Silverbell II is sure to please! This popular floor plan has a porch entry that opens into an impressive kitchen, complete with a walk-in pantry, a wraparound counter, and a center island. The kitchen flows seamlessly into a dining area and a great room, which offers access to a covered patio. The primary suite is located on the main floor, featuring a walk-in closet and an attached bath with dual sinks and a walk-in shower. You'll find three additional bedrooms upstairs, two with walk-in closets. A full bath and a flexible loft space round out this attractive home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,260
Sqft
0.12 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,855 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,855/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs SEMINOLE PALMS PH 1
$170 vs $174
Days on market
172 vs 47 typical
Where $170/sqft sits among the 12 homes for sale in SEMINOLE PALMS PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
10 of 12
SEMINOLE PALMS PH 1 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 1349 RIBBON PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$399,990
113 BUCCANEER PLACE · same community
4 bd · 3 ba · 2,260 sqft · $177/sqft · 124 DOM
Sold · Jun ’26$399,990
112 BUCCANEER PLACE · same community
4 bd · 3 ba · 2,260 sqft · $177/sqft · 33 DOM
Sold · Dec ’25$424,990
111 BUCCANEER PLACE · same community
4 bd · 3 ba · 2,407 sqft · $177/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1349 RIBBON PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1349 RIBBON PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1349 RIBBON PLACE FAQs
What would the monthly payment be for 1349 RIBBON PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,855/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1349 RIBBON PLACE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1349 RIBBON PLACE?+
The most recent tax bill on record (2025) was $2,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1349 RIBBON PLACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $384,990, this home is listed about 3% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1349 RIBBON PLACE?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$384,990 runs 13% above the PALM COAST 32164 median — but at 2,260 sqft it's also 20% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
172 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $389,990, now $384,990 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CCNC REALTY GROUP LLC · Barbara Dennis. MLS #FC316037.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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