David Ramirez
$895,000$949,9004 bd4.5 ba4,379 sqft$204 /sqft$6,205 /mo all-in ↓

57 BAY POINTE DRIVE, ORMOND BEACH, FL, 32174

Active41 days on marketListed Jun 8, 2026MLS #FC319127

Reduced $55KWaterfrontSingle Family ResidencePLANTATION BAY PH 1B-F UN 1

About this home

57 BAY POINTE DRIVE

Welcome to 57 Bay Pointe, an exceptional estate offering panoramic golf course and lake views from one of the community’s most coveted locations. Extensively renovated throughout, this move-in-ready home combines luxury, functionality, and breathtaking scenery from multiple balconies and expansive living spaces. Featuring 4 spacious bedrooms, each with large closets and private en-suite baths, this home is ideal for both family living and hosting guests. Major updates include a newer tile roof, recently replaced AC systems, 2024 water heater with booster, freshly painted exterior, and Anderson windows and doors. A custom double-door entry opens to soaring ceilings, abundant natural light, and premium finishes throughout. The renovated kitchen is the heart of the home, showcasing quartz countertops, custom all-wood cabinetry with dovetail construction and soft-close features, designer tile backsplash, stainless steel appliances, and a large island perfectly positioned to enjoy the spectacular golf and water views. The family room features dramatic two-story ceilings, a wood-burning fireplace, built-in wet bar with beverage refrigerator, and French doors leading to the outdoor living spaces. Formal and casual dining areas offer ideal entertaining options with plantation shutters and updated flooring throughout. The main-level primary suite offers private lanai access, custom walk-in closet built-ins, and a beautifully renovated spa-inspired bath with dual quartz vanities, freestanding soaking tub, and oversized walk-in shower. Designed for today’s lifestyle, the home also features a dedicated office, flexible bonus room, and an upstairs loft overlooking the main living area. Upstairs, all three guest suites are oversized with en-suite baths, custom closet built-ins, and access to private or shared balconies. A renovated wraparound balcony with Shark Coating provides another stunning vantage point to enjoy the golf course and lake views. Additional features include a spacious laundry room with extensive cabinetry and utility sink, extended 3-car garage with built-in storage, irrigation system on well, and a paver circular driveway with outstanding curb appeal. Located within walking distance to the community’s amenities, including the new Founders Clubhouse, walking trails, and natural surroundings. Pool drawing available. Plantation Bay residents enjoy an optional membership lifestyle featuring 45 holes of championship golf, the $30 million Founders Clubhouse, resort-style pools, fitness and spa center, 9 pickleball courts, 10 tennis courts, dining, social events, and a secure guard-gated setting conveniently located near beaches, shopping, dining, and I-95. Buyers of this home receive a substantial discount on the club initiation fee. Ask listing agent for details. A rare opportunity to enjoy luxury living with unmatched golf and water views in one of the area’s premier communities.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

4,379

Sqft

0.51 ac

Lot size

3

Garage

1991

Year built

Two

Levels

$204

Per sqft

WaterfrontFireplaceGolf Course & Water viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesBar Fridge · Dishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco · Wood Frame
FoundationSlab
ViewGolf Course · Water
FacesEast
ParkingGarage Door Opener · Oversized
ExteriorFrench Doors · Irrigation System

Community & fees

HOA fee$121/mo
Taxes (2025)$9,112/yr
PetsYes
CommunityGated Community - Guard · Golf · Park · Playground · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sprinkler Well · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,205 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property tax — 2025 actual bill$759
HOA fee — from the listing$121
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,500
Interest rate6.00%
Loan term

Estimated payment

$6,205/mo

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property taxes (actual bill)$759
HOA / condo fee$121
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ormond Beach actives

$204 vs $235

Days on market

41 vs 41 typical

Where $204/sqft sits among the 400 Ormond Beach actives

187 · this home
114
40
24
7
28
$159–229$229–299$299–369$369–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plantation Bay Golf & Country Club

Map of 57 BAY POINTE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando70 min

Get to know Ormond Beach. See the full Ormond Beach guide →

Plantation Bay Golf & Country Club — neighborhood snapshot

Population

3,730

Median age

69

Median income

$87,350

Median home value

$432,212

Avg household

2

Households w/ children

124

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
ElementaryPathways Elementary School★★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

198 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 124% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $895,000 $55K
Jun 8, 2026Listed at $949,900 · 41 days on market since
1991Built · PLANTATION BAY PH 1B-F UN 1

Reality check

What actually sold near 57 BAY POINTE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

514 WINGSPAN DRIVESold · Aug ’25

$1,375,000

514 WINGSPAN DRIVE

4 bd · 3 ba · 3,243 sqft · $424/sqft · 60 DOM

1106 OXBRIDGE LANESold · Jun ’26

$1,090,000

1106 OXBRIDGE LANE

4 bd · 3.5 ba · 3,165 sqft · $344/sqft · 4 DOM

871 CREEKWOOD DRIVESold · Dec ’25

$742,000

871 CREEKWOOD DRIVE

3 bd · 3.5 ba · 2,857 sqft · $260/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 57 BAY POINTE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 57 BAY POINTE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

57 BAY POINTE DRIVE FAQs

What would the monthly payment be for 57 BAY POINTE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,205/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 57 BAY POINTE DRIVE?+

The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 57 BAY POINTE DRIVE?+

The most recent tax bill on record (2025) was $9,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 57 BAY POINTE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $895,000, this home is listed about 110% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 57 BAY POINTE DRIVE?+

Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$895,000 runs 124% above the ORMOND BEACH 32174 median — but at 4,379 sqft it's also nearly twice the size of the typical Ormond Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $949,900, now $895,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of VENTURE DEVELOPMENT REALTY,INC · Elizabeth Kargar. MLS #FC319127.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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