58 EMERALD OAKS LANE, ORMOND BEACH, FL, 32174
Active250 days on marketListed Nov 12, 2025MLS #NS1086548
About this home
58 EMERALD OAKS LANE
Welcome to this exceptional opportunity in Ormond Lakes! Priced below the appraised value, this impressive Mediterranean-style estate offers outstanding value for discerning buyers and savvy investors alike. Situated on approximately half an acre with peaceful water views, the property features more than 4,400 square feet of living space and over 6,000 square feet under roof. Designed for comfortable living and entertaining, the home offers spacious gathering areas, a private pool, and a highly desirable floor plan. While portions of the home have already been updated, there remains an opportunity for the next owner to add their own style and make selective improvements to further enhance this remarkable residence. Whether you're seeking a spacious family home, a luxury renovation project, or an investment opportunity in one of Ormond Beach's most sought-after communities, this property offers tremendous potential and value. Residents of Ormond Lakes enjoy an exceptional lifestyle with access to a private clubhouse, community pool, lighted tennis and pickleball courts, basketball court, playgrounds, scenic lakes, a fishing pier, pavilion, walking and jogging trails, bike lanes, and beautiful nature preserves throughout the neighborhood. A historic stretch of Old King's Road winds through the community, providing a picturesque setting for walking and sightseeing. Conveniently located near shopping, dining, golf courses, and the beach, this rare offering presents the perfect opportunity to enjoy the best of Ormond Beach living while adding your own finishing touches to create something truly special.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,408
Sqft
0.57 ac
Lot size
2
Garage
2000
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,071 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,071/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$204 vs $236
Days on market
250 vs 41 typical
Where $204/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Lakes
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Ormond Lakes — neighborhood snapshot
Population
1,217
Median age
59
Median income
$90,347
Median home value
$370,300
Avg household
2
Households w/ children
107
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 58 EMERALD OAKS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$815,000
89 N SAINT ANDREWS DRIVE
4 bd · 2.5 ba · 3,849 sqft · $212/sqft · 16 DOM
Sold · Mar ’26$813,500
12 MINNOW DRIVE
5 bd · 4 ba · 3,300 sqft · $247/sqft · 111 DOM
Sold · May ’26$550,000
77 N ST ANDREWS DR
4 bd · 2.5 ba · 3,293 sqft · $167/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 58 EMERALD OAKS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 58 EMERALD OAKS LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
58 EMERALD OAKS LANE FAQs
What would the monthly payment be for 58 EMERALD OAKS LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,071/mo — principal and interest, the actual property-tax bill, the $122/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 58 EMERALD OAKS LANE?+
The association fee works out to $122 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 58 EMERALD OAKS LANE?+
The most recent tax bill on record (2024) was $7,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 58 EMERALD OAKS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $899,000, this home is listed about 111% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 58 EMERALD OAKS LANE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$899,000 runs 125% above the ORMOND BEACH 32174 median — but at 4,408 sqft it's also nearly twice the size of the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
250 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,010,000, now $899,000 — a $111K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER · Luz Rodriguez. MLS #NS1086548.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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