David Ramirez
$548,000$549,0004 bd4 ba2,823 sqft$194 /sqft$4,232 /mo all-in ↓

11 ZONAL GERANIUM COURT, PALM COAST, FL, 32164

Active60 days on marketListed Jun 4, 2026MLS #FC319036

Reduced $1KPrivate poolSingle Family ResidenceZEBULAHS TRAIL SEC 63 SEMINOLE

About this home

11 ZONAL GERANIUM COURT

Welcome to 11 Zonal Geranium Court, Palm Coast, Florida 32164. Offering 2,823 square feet of living space, this beautifully maintained split-level home features 4 bedrooms, 4 bathrooms, and a versatile bonus room that can be utilized as a home office, game room, fitness area, media room, or additional living space to fit your needs. Situated on a generously sized homesite with an impressive circular driveway, this property delivers exceptional curb appeal and plenty of parking for family and guests. Inside, you'll find a spacious and functional floor plan designed for both everyday living and entertaining, with multiple living areas that provide flexibility and comfort. Step outside and enjoy your own private Florida retreat. The backyard offers plenty of room for family gatherings, outdoor activities, and entertaining around the pool. Whether you're hosting friends or enjoying a quiet evening at home, this outdoor space is designed to be enjoyed year-round. Major updates provide peace of mind for future ownership, including a new roof installed in 2022, a new water heater installed in 2022, a new HVAC system installed in 2025, new pool pump & equipment in 2026 and solar pool equipment installed in 2020. The kitchen comes complete with all appliances conveying with the sale, making this home truly move-in ready. Conveniently located in a growing and desirable area of Palm Coast, you'll be just 10 to 15 minutes from the beach while remaining close to shopping, dining, schools, parks, and everything the area has to offer. With its spacious layout, bonus room, pool, numerous updates, and prime location, this property offers an incredible opportunity to enjoy the Florida lifestyle you've been looking for.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,823

Sqft

0.23 ac

Lot size

2

Garage

2006

Year built

Multi/Split

Levels

$194

Per sqft

Private poolPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesEast
ExteriorPrivate Yard · Sliding Doors

Community & fees

Taxes (2025)$7,245/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,232 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,226
FHA mortgage insurance (est.)$242
Property tax — 2025 actual bill$604
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,180Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,180
Interest rate6.00%
Loan term

Estimated payment

$4,232/mo

Principal & interest$3,226
FHA mortgage insurance (est.)$242
Property taxes (actual bill)$604
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $548K
$526KedgeAI estimate $807,911 · range $585K$1.2M$1.2M

vs edgeAI estimate

−32.2%

$/sqft vs Palm Coast actives

$194 vs $218

Days on market

60 vs 47 typical

Where $194/sqft sits among the 400 Palm Coast actives

223 · this home
71
37
29
15
25
$160–229$229–297$297–366$366–435$435–503$503+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Quail Hollow

Map of 11 ZONAL GERANIUM COURT inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Quail Hollow — neighborhood snapshot

Population

2,975

Median age

49

Median income

$81,242

Median home value

$333,104

Avg household

3

Households w/ children

217

For the school run

Flagler County School District

HighFlagler-Palm Coast High School★★★★★
ElementaryBunnell Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

168 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $548,000 $1K
Jun 4, 2026Listed at $549,000 · 60 days on market since
2006Built · ZEBULAHS TRAIL SEC 63 SEMINOLE

Reality check

What actually sold near 11 ZONAL GERANIUM COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

47 KATHLEEN TRAILSold · Jan ’26

$529,000

47 KATHLEEN TRAIL

4 bd · 4 ba · 2,875 sqft · $184/sqft · 111 DOM

42 KATHLEEN TRAILSold · Aug ’25

$405,000

42 KATHLEEN TRAIL

4 bd · 3 ba · 2,309 sqft · $175/sqft · 214 DOM

9 KAISER PLACESold · Oct ’25

$300,000

9 KAISER PLACE

4 bd · 2 ba · 2,255 sqft · $133/sqft · 248 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11 ZONAL GERANIUM COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11 ZONAL GERANIUM COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11 ZONAL GERANIUM COURT FAQs

What would the monthly payment be for 11 ZONAL GERANIUM COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,232/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11 ZONAL GERANIUM COURT?+

The most recent tax bill on record (2025) was $7,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11 ZONAL GERANIUM COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $548,000, this home is listed about 39% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11 ZONAL GERANIUM COURT?+

Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$548,000 runs 61% above the PALM COAST 32164 median — but at 2,823 sqft it's also 50% larger than the typical Palm Coast listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $549,000, now $548,000 — a $1K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Ronnie Ward. MLS #FC319036.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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