
11 ZONAL GERANIUM COURT, PALM COAST, FL, 32164
Active60 days on marketListed Jun 4, 2026MLS #FC319036
About this home
11 ZONAL GERANIUM COURT
Welcome to 11 Zonal Geranium Court, Palm Coast, Florida 32164. Offering 2,823 square feet of living space, this beautifully maintained split-level home features 4 bedrooms, 4 bathrooms, and a versatile bonus room that can be utilized as a home office, game room, fitness area, media room, or additional living space to fit your needs. Situated on a generously sized homesite with an impressive circular driveway, this property delivers exceptional curb appeal and plenty of parking for family and guests. Inside, you'll find a spacious and functional floor plan designed for both everyday living and entertaining, with multiple living areas that provide flexibility and comfort. Step outside and enjoy your own private Florida retreat. The backyard offers plenty of room for family gatherings, outdoor activities, and entertaining around the pool. Whether you're hosting friends or enjoying a quiet evening at home, this outdoor space is designed to be enjoyed year-round. Major updates provide peace of mind for future ownership, including a new roof installed in 2022, a new water heater installed in 2022, a new HVAC system installed in 2025, new pool pump & equipment in 2026 and solar pool equipment installed in 2020. The kitchen comes complete with all appliances conveying with the sale, making this home truly move-in ready. Conveniently located in a growing and desirable area of Palm Coast, you'll be just 10 to 15 minutes from the beach while remaining close to shopping, dining, schools, parks, and everything the area has to offer. With its spacious layout, bonus room, pool, numerous updates, and prime location, this property offers an incredible opportunity to enjoy the Florida lifestyle you've been looking for.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,823
Sqft
0.23 ac
Lot size
2
Garage
2006
Year built
Multi/Split
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.2%
$/sqft vs Palm Coast actives
$194 vs $218
Days on market
60 vs 47 typical
Where $194/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Quail Hollow
Get to know Palm Coast. See the full Palm Coast guide →
Quail Hollow — neighborhood snapshot
Population
2,975
Median age
49
Median income
$81,242
Median home value
$333,104
Avg household
3
Households w/ children
217
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 ZONAL GERANIUM COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$529,000
47 KATHLEEN TRAIL
4 bd · 4 ba · 2,875 sqft · $184/sqft · 111 DOM
Sold · Aug ’25$405,000
42 KATHLEEN TRAIL
4 bd · 3 ba · 2,309 sqft · $175/sqft · 214 DOM
Sold · Oct ’25$300,000
9 KAISER PLACE
4 bd · 2 ba · 2,255 sqft · $133/sqft · 248 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11 ZONAL GERANIUM COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 ZONAL GERANIUM COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11 ZONAL GERANIUM COURT FAQs
What would the monthly payment be for 11 ZONAL GERANIUM COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,232/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11 ZONAL GERANIUM COURT?+
The most recent tax bill on record (2025) was $7,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 ZONAL GERANIUM COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $548,000, this home is listed about 39% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11 ZONAL GERANIUM COURT?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$548,000 runs 61% above the PALM COAST 32164 median — but at 2,823 sqft it's also 50% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $549,000, now $548,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ronnie Ward. MLS #FC319036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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