David Ramirez
$575,0006 bd2,430 sqft$237 /sqft$4,066 /mo all-in ↓

74 EMERSON DRIVE UNIT A & B, PALM COAST, FL, 32164

Active53 days on marketListed Jun 1, 2026MLS #FC318927

WaterfrontDuplexPALM COAST/EASTHAMPTON SEC 34

About this home

74 EMERSON DRIVE UNIT A & B

Beautiful Duplex with Freshwater Canal View. Live in Palm Coast - Florida's Rising Coastal Destination Discover the perfect combination of coastal living, modern design, and investment potential in one of Florida's fastest-growing communities. Located in the highly desirable Cypress Knolls neighborhood, this stunning 2023 duplex offers breathtaking freshwater canal views and an unbeatable location between St. Augustine and Daytona Beach. Enjoy easy access to Town Center, the new Tennis & Pickleball Complex, golf courses, shopping, walking trails, and the Southern Recreation Center. Property Highlights: -3,356 Total Sq. Ft. -6 Bedrooms | 4 Bathrooms -2 Car Garage and 8 parking spaces in driveway -Front Porch & Covered Patio -Freshwater Canal Views -Block Construction, Built in 2023 -Ceramic tile throughout. Each spacious unit features: • 3 Bedrooms • 2 Bathrooms • Large open-concept great room • Modern kitchen and living areas • Private 1-car garage • Generous driveway parking. Open, bright and airy floor plan, high ceilings, master bedroom and bath, walking closet, ceramic tile floors throughout, -no carpet-, modern kitchen with 42" cabinets and stainless steel appliances including refrigerator with water dispenser, kitchen backsplash, granite kitchen island and counter tops, modern LED Light fixtures and fans, baths with tiled wall showers, sliding doors lead to the covered patio overlooking the large private backyard and the serene freshwater canal. Ladder to access attic for extra storage space. Exceptional Investment Opportunity; Already producing income, this property is ideal for investors seeking immediate cash flow or homeowners looking to offset expenses by living in one unit while renting the other. Better than new and move-in ready, this duplex offers the rare opportunity to own a high-demand income property in one of Florida's most promising markets. Whether you're expanding your investment portfolio or searching for a smart owner-occupied opportunity, this property checks every box. Call today to schedule your private showing and experience the best of Palm Coast living!

Facts & features

The home at a glance

6

Bedrooms

2,430

Sqft

0.27 ac

Lot size

2

Garage

2023

Year built

One

Levels

$237

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
ParkingGarage Door Opener
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

Taxes (2024)$7,058/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water - Multiple Meters · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,066 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2024 actual bill$588
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$4,066/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$588
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PALM COAST/EASTHAMPTON SEC 34

$237 vs $238

Days on market

53 vs 47 typical

Where $237/sqft sits among the 20 homes for sale in PALM COAST/EASTHAMPTON SEC 34

5
2
3
4 · this home
1
5
$184–201$201–218$218–235$235–252$252–269$269+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cypress Knoll

Map of 74 EMERSON DRIVE UNIT A & B inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Cypress Knoll — neighborhood snapshot

Population

3,641

Median age

57

Median income

$57,009

Median home value

$360,266

Avg household

2

Households w/ children

277

For the school run

Flagler County School District

ElementaryBunnell Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

9 of 20

PALM COAST/EASTHAMPTON SEC 34 have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jun 1, 2026Listed at $575,000 · 53 days on market since
2023Built · PALM COAST/EASTHAMPTON SEC 34

Reality check

What actually sold near 74 EMERSON DRIVE UNIT A & B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 EDMOND PLACESold · Feb ’26

$405,000

5 EDMOND PLACE · same community

4 bd · 3 ba · 2,332 sqft · $174/sqft · 53 DOM

28 EASTMOOR LANESold · May ’26

$419,000

28 EASTMOOR LANE · same community

4 bd · 3 ba · 2,306 sqft · $182/sqft · 85 DOM

36 EGAN DRIVESold · Mar ’26

$448,079

36 EGAN DRIVE · same community

4 bd · 3 ba · 2,306 sqft · $194/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 74 EMERSON DRIVE UNIT A & B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 74 EMERSON DRIVE UNIT A & B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

74 EMERSON DRIVE UNIT A & B FAQs

What would the monthly payment be for 74 EMERSON DRIVE UNIT A & B?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,066/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 74 EMERSON DRIVE UNIT A & B?+

The most recent tax bill on record (2024) was $7,058. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 74 EMERSON DRIVE UNIT A & B?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $575,000, this home is listed about 46% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 74 EMERSON DRIVE UNIT A & B?+

Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXIT REALTY FIRST CHOICE · Liliana Escobar. MLS #FC318927.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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