
20 EASTWOOD DRIVE, PALM COAST, FL, 32164
Active196 days on marketListed Jan 20, 2026MLS #FC315468
About this home
20 EASTWOOD DRIVE
Set on an oversized lot that feels unusually expansive for modern living, this four-bedroom, two-bath model home offers more than 2,000 square feet of thoughtfully designed space where everyday comfort meets quiet sophistication. From the moment you arrive, the home presents a confident, welcoming presence—clean architectural lines, generous setbacks, and a sense of openness that hints at what lies beyond the front door. Inside, natural light moves easily through the home, illuminating a floor plan that balances flow with function. The home comes FULLY FURNISHED, features a surveillance system and Bluetooth speakers throughout! The main living areas are designed for both connection and retreat, with ample room for gathering, entertaining, or simply enjoying the calm of a well-proportioned space. The kitchen anchors the heart of the home, positioned to serve both casual mornings and lively evenings. It opens seamlessly to the dining and living areas, creating a setting where conversation and daily life unfold naturally. Bedrooms are arranged to provide privacy and flexibility, whether accommodating guests, a home office, or a growing household. The primary suite offers a welcome sense of separation—an everyday escape with room to breathe and unwind. Outdoors, the oversized lot truly distinguishes this property. A private pool creates a resort-like focal point, inviting long afternoons under the sun and relaxed evenings by the water. The generous yard offers rare versatility—space for play, gardening, or future possibilities—while a detached shed adds practical storage without intruding on the home’s clean aesthetic. This model home is not simply about square footage or amenities; it is about proportion, light, and the quiet luxury of space—inside and out. Designed to feel complete yet adaptable, it offers a compelling vision of modern living, where indoor comfort and outdoor freedom coexist with ease.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,074
Sqft
0.3 ac
Lot size
2
Garage
2004
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,818 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,818/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.5%
$/sqft vs PALM COAST/EASTHAMPTON SEC 34
$282 vs $235
Days on market
196 vs 52 typical
Where $282/sqft sits among the 22 homes for sale in PALM COAST/EASTHAMPTON SEC 34
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Knoll
Get to know Palm Coast. See the full Palm Coast guide →
Cypress Knoll — neighborhood snapshot
Population
3,641
Median age
57
Median income
$57,009
Median home value
$360,266
Avg household
2
Households w/ children
277
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
9 of 22
PALM COAST/EASTHAMPTON SEC 34 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 EASTWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$449,000
142 ERIC DRIVE · same community
3 bd · 2 ba · 2,086 sqft · $215/sqft · 41 DOM
Sold · Dec ’25$355,000
10 ESSINGTON LANE · same community
3 bd · 3 ba · 2,138 sqft · $166/sqft · 5 DOM
Sold · Feb ’26$330,000
35 ELLINGTON DRIVE · same community
3 bd · 2 ba · 1,959 sqft · $168/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20 EASTWOOD DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 EASTWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20 EASTWOOD DRIVE FAQs
What would the monthly payment be for 20 EASTWOOD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,818/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20 EASTWOOD DRIVE?+
The most recent tax bill on record (2025) was $3,424. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $584,500, this home is listed about 46% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20 EASTWOOD DRIVE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$584,500 runs 71% above the PALM COAST 32164 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
196 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $619,900, now $584,500 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Carl Lilavois. MLS #FC315468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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