72 CLUB HOUSE DRIVE, PALM COAST, FL, 32137
Active69 days on marketListed May 30, 2026MLS #FC318769
About this home
72 CLUB HOUSE DRIVE
Saltwater Canal Pool Home with 180 Feet of Waterfront on a Rare Tip Lot! Live the ultimate Florida waterfront lifestyle in this beautifully updated and fully furnished home situated on a premium tip lot with 180 feet of deep saltwater canal frontage. Designed for boating enthusiasts, the property features two private docks. The main dock includes water, electric, a covered sitting area, and a 16,000-lb boat lift, while the second dock offers a 10,000-lb boat lift. Outdoor living is exceptional with a screened, heated saltwater pool, expansive paver deck, enclosed rear porch, hurricane screens, and a fully equipped outdoor kitchen featuring a kegerator, ice maker, and built-in trash storage. Enjoy stunning water views from nearly every room in the home. The paver driveway and freshly painted exterior (2023) create impressive curb appeal. Inside, wood-look tile flooring flows through the Great Room, kitchen, and hallways. French doors lead to a formal dining room with wood flooring and a versatile office/den with tray ceilings. The spacious Great Room features an electric fireplace and panoramic canal views. The primary suite is a private retreat with tray ceilings, custom wood accent walls, pool access, and breathtaking water views. The updated primary bath includes dual vanities, a makeup station, walk-in tiled shower, and dual walk-in closets. A convenient pool bath is located nearby. The gourmet kitchen showcases hickory cabinetry, granite countertops, induction cooktop, wall oven, convection oven, oversized pantry, updated windows, and electric blinds overlooking the breakfast area and waterfront. Guest bedrooms and bath are privately located on the opposite side of the home. The laundry room offers additional storage. A hidden bonus room above the garage with a half bath provides the perfect space for a library, office, media room, or flex area. Major updates include a roof (2021), kitchen and rear porch renovation (2021), four-zone HVAC system (2023), hot water heater (2023), duct cleaning system (2024), whole-house generator, double-pane windows, water softener, and a well-fed sprinkler system approximately 14 months old. This move-in-ready waterfront gem offers luxury, comfort, and direct access to the Intracoastal Waterway, making it a rare opportunity to own one of Palm Coast's premier boating properties.
Facts & features
The home at a glance
2
Bedrooms
3.5
Bathrooms
2,698
Sqft
0.36 ac
Lot size
2
Garage
2004
Year built
One
Levels
$392
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,994 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,994/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALM HARBOR
$392 vs $241
Days on market
69 vs 50 typical
Where $392/sqft sits among the 24 homes for sale in PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
13 of 24
PALM HARBOR have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 175% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 72 CLUB HOUSE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$405,000
109 COCHISE COURT · same community
3 bd · 3 ba · 2,679 sqft · $151/sqft · 69 DOM
Sold · Dec ’25$395,000
47 FOLCROFT LANE · same community
3 bd · 3 ba · 2,669 sqft · $148/sqft · 17 DOM
Sold · Jun ’26$835,000
101 COVINGTON LANE · same community
4 bd · 2.5 ba · 2,661 sqft · $314/sqft · 262 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 72 CLUB HOUSE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 72 CLUB HOUSE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
72 CLUB HOUSE DRIVE FAQs
What would the monthly payment be for 72 CLUB HOUSE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,994/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 72 CLUB HOUSE DRIVE?+
The most recent tax bill on record (2025) was $8,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $1,058,000, this home is listed about 165% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 72 CLUB HOUSE DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,058,000 runs 175% above the PALM COAST 32137 median — but at 2,698 sqft it's also 43% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TRADEMARK REALTY GROUP LLC · Michael D'Ascheberg. MLS #FC318769.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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