34 FELTER LANE, PALM COAST, FL, 32137
Active83 days on marketListed May 15, 2026MLS #FC318582
About this home
34 FELTER LANE
We are pleased to present this dual-primary-bedroom home located on a quiet lane with thirty-nine residences and two vacant lots in the F-Section of Palm Harbor. Electric bills are kept low with a fully-owned solar electric system and solar water heater. A charming, tiled front porch with sitting area welcomes you home. Inside, you are greeted by a convenient coat closet and an inviting step-down living room accented by decorative wrought-iron railing. The split floor plan offers excellent privacy, with a bedroom wing on each side of the home. Both primary bedrooms feature walk-in closets, while the main primary suite includes an en-suite bathroom and sliding glass doors leading to the rear lanai. Bedroom 2 enjoys access to a nearby full bath through a private hallway with a pocket door, creating an ideal guest or secondary suite setup. Bedroom 3 is a bright corner room with four windows and also works beautifully as a home office. A versatile bonus room with French doors opens to the screened lanai and could serve as a fourth bedroom, office, playroom, hobby room, or flex space to fit your needs. The kitchen offers a breakfast bar, granite countertops, stainless steel appliances, and a pantry for additional storage. The screened lanai has ceiling fans for comfort and hurricane shutters for storm protection, privacy or sun reduction. The lanai looks out over the fully fenced back yard. Luxury vinyl plank flooring runs throughout most of the home, with carpeting in the living room and bedroom 2. Energy efficiency is a standout feature, with both a solar hot water heater and solar electric system installed in 2019. Recent electric bills have produced credits back from FPL. Additional updates include a new HVAC system in 2024 and a roof replacement in 2013. The garage has a tiled floor, pull-down attic stairs, a side access door and a window for extra light. Please note: The vacant lot to the rear (31 Fernwood Ln) is also available for sale under MLS #FC318581. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,578
Sqft
0.23 ac
Lot size
2
Garage
1976
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,102 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,102/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.6%
$/sqft vs PALM HARBOR
$181 vs $244
Days on market
83 vs 50 typical
Where $181/sqft sits among the 25 homes for sale in PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
12 of 25
PALM HARBOR have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 34 FELTER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$385,000
127 FORRESTER PLACE · same community
3 bd · 2 ba · 1,572 sqft · $245/sqft · 10 DOM
Sold · Mar ’26$365,000
14 FRENORA LANE · same community
3 bd · 2 ba · 1,588 sqft · $230/sqft · 111 DOM
Sold · Aug ’25$330,000
23 FIRTREE LANE · same community
3 bd · 2 ba · 1,565 sqft · $211/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 34 FELTER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 FELTER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
34 FELTER LANE FAQs
What would the monthly payment be for 34 FELTER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,102/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 34 FELTER LANE?+
The most recent tax bill on record (2025) was $1,668. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $284,900, this home is listed about 29% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 34 FELTER LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$284,900 is 26% below the PALM COAST 32137 median of $384,950, and at $181/sqft it sits under the Palm Coast average of $261.
02Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $310,000, now $284,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Carol Carroll. MLS #FC318582.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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