35 HIDDEN TREASURE DRIVE, PALM COAST, FL, 32137
Active75 days on marketListed May 17, 2026MLS #FC318345
About this home
35 HIDDEN TREASURE DRIVE
Beautifully appointed coastal residence located in the sought-after Beach Haven community, just moments from the Atlantic Ocean, offering 3 bedrooms, 3 bathrooms, and 2,229 square feet of thoughtfully designed living space. This light-filled home showcases an open-concept floor plan with expansive living and dining areas, enhanced by wood-look tile flooring, plantation shutters, and designer finishes throughout. The gourmet kitchen features white shaker cabinetry, quartz countertops, stainless steel appliances, a gas cooktop, double oven, and a spacious center island ideal for entertaining. The primary suite serves as a private retreat with a spa-inspired bath complete with soaking tub, walk-in shower, dual vanities, and a generous custom walk-in closet. Additional guest bedrooms provide comfortable accommodations, while a dedicated laundry room and ample storage add convenience. Enjoy coastal breezes from the charming front porch and relax in the peaceful surroundings of this well-maintained neighborhood. Residents of Beach Haven enjoy access to a community pool, enhancing the relaxed coastal lifestyle. Ideally located near beach access, scenic walking trails, and local dining, this home offers the perfect blend of comfort, style, and coastal living.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,229
Sqft
0.14 ac
Lot size
2
Garage
2019
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,568 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,568/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.7%
$/sqft vs Palm Coast actives
$298 vs $218
Days on market
75 vs 47 typical
Where $298/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
172 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 35 HIDDEN TREASURE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$675,000
20 SUNRISE CIRCLE · same community
3 bd · 3 ba · 2,186 sqft · $309/sqft · 9 DOM
Sold · Jun ’26$665,000
31 HIDDEN TREASURE DRIVE · same community
3 bd · 2 ba · 2,005 sqft · $332/sqft · 307 DOM
Sold · Oct ’25$850,000
21 TURTLE BEACH DRIVE · same community
4 bd · 3 ba · 2,641 sqft · $322/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35 HIDDEN TREASURE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35 HIDDEN TREASURE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
35 HIDDEN TREASURE DRIVE FAQs
What would the monthly payment be for 35 HIDDEN TREASURE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 35 HIDDEN TREASURE DRIVE?+
The most recent tax bill on record (2025) was $6,845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 35 HIDDEN TREASURE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $665,000, this home is listed about 68% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 35 HIDDEN TREASURE DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Krista Libby. MLS #FC318345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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