31 BEACH HAVEN PARKWAY, PALM COAST, FL, 32137
Active220 days on marketListed Dec 23, 2025MLS #FC314744
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Upcoming open house
Sat, Aug 1
12:00 PM – 3:00 PM
About this home
31 BEACH HAVEN PARKWAY
Experience elevated coastal luxury in this impeccably designed three-story residence, nestled within an exclusive gated, Key West–inspired community with deeded beach access. Framed by ocean views and lush surroundings, this light-filled home offers a seamless blend of sophistication, comfort, and relaxed seaside living. The designer kitchen is a true showpiece, featuring newly updated quartz countertops, a gas range, granite composite sink and a commercial-size refrigerator, freezer—beautifully complemented by windows overlooking the manicured yard. Thoughtfully curated finishes, custom lighting and Pottery Barn–style aesthetics create an inviting yet refined atmosphere throughout the home. With three bedrooms and four baths, owners suite and in law suite on first level- the residence offers generous space for both intimate living and entertaining. The primary suite serves as a private retreat, complete with a spa-inspired bath showcasing oversized shower, soaking tub, and an expansive custom closet. Bright, airy interiors open to quaint outdoor living spaces, perfect for enjoying coastal breezes and evening gatherings. Enjoy balconies with ocean views and third floor bonus retreat/ bunk room/ or office. Residents enjoy access to serene community spaces, and a resort-style pool where sunsets become a daily ritual. This exceptional property embodies timeless elegance and effortless luxury in one of the area’s most desirable seaside enclaves. Buyer To Verify All Measurements.
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
3,224
Sqft
0.24 ac
Lot size
2
Garage
2016
Year built
Three Or More
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,872 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,872/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$299 vs $218
Days on market
220 vs 47 typical
Where $299/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
171 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 151% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 31 BEACH HAVEN PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$680,000
8 LAUGHING GULL LANE · same community
4 bd · 4 ba · 2,970 sqft · $229/sqft · 118 DOM
Sold · Feb ’26$817,500
50 HIDDEN TREASURE DRIVE · same community
3 bd · 2.5 ba · 2,766 sqft · $296/sqft · 135 DOM
Sold · Aug ’25$775,000
60 HIDDEN TREASURE DRIVE · same community
3 bd · 3 ba · 2,660 sqft · $291/sqft · 256 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 31 BEACH HAVEN PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31 BEACH HAVEN PARKWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
31 BEACH HAVEN PARKWAY FAQs
What would the monthly payment be for 31 BEACH HAVEN PARKWAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,872/mo — principal and interest, the actual property-tax bill, the $262/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 31 BEACH HAVEN PARKWAY?+
The association fee works out to $262 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 31 BEACH HAVEN PARKWAY?+
The most recent tax bill on record (2025) was $10,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31 BEACH HAVEN PARKWAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $964,900, this home is listed about 144% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 31 BEACH HAVEN PARKWAY?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$964,900 runs 151% above the PALM COAST 32137 median — but at 3,224 sqft it's also 71% larger than the typical Palm Coast listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
220 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $979,000, now $964,900 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Sharon Melton. MLS #FC314744.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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