David Ramirez
$398,3004 bd3 ba2,265 sqft$176 /sqft$2,756 /mo all-in ↓

74 PRINCETON LANE, PALM COAST, FL, 32164

Active100 days on marketListed Apr 24, 2026MLS #FC318035

New constructionSingle Family ResidencePALM COAST SEC 24

About this home

74 PRINCETON LANE

Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table . Step into 2,265 square feet of all-brick craftsmanship— a home designed for buyers who value privacy, comfort, and a layout that supports everyday life without feeling crowded or chaotic. The entryway opens into a spacious central living area where the kitchen, dining room, and family room come together seamlessly, creating a natural hub for daily routines and relaxed gatherings. A separate living room sits just off this space, offering the flexibility to close it off and create a private office, media room, or quiet retreat. The kitchen is thoughtfully appointed with 36-inch upper cabinets, Whirlpool stainless steel appliances, generous counter space, abundant storage, and a cozy breakfast nook perfect for both quick mornings and slow, unhurried evenings. The primary suite is positioned as a true getaway, featuring an ensuite bath with dual vanities, a walk-in shower, and spacious walk-in closets. Additional bedrooms are located on the opposite side of the home, providing ideal separation for guests, work-from-home needs, or simply quieter personal space. A dedicated laundry room and a two-car garage add everyday convenience, while energy-efficient windows, a built-in pest defense system, and a full builder warranty, which means peace of mind and long-term confidence. This is a home built for steady routines, lasting comfort, and a sense of control in day-to-day living. Located at 74 Princeton, you’re just minutes from beaches, parks, schools, shopping, dining, golf, and more than 130 miles of walking and biking trails — giving you effortless access to the best of Palm Coast living. Photos are for illustration purposes only and may not reflect actual finishes.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,265

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$176

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorHigh Ceilings · In Wall Pest System · Open Floorplan · Pest Guard System · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame
FoundationSlab
FacesWest
ExteriorNone

Community & fees

Taxes (2025)$899/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,756 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,345
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$75
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,941Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,941
Interest rate6.00%
Loan term

Estimated payment

$2,756/mo

Principal & interest$2,345
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$75
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $398K
$382KedgeAI estimate $454,630 · range $414K$555K$577K

vs edgeAI estimate

−12.4%

$/sqft vs PALM COAST SEC 24

$176 vs $209

Days on market

100 vs 47 typical

Where $176/sqft sits among the 23 homes for sale in PALM COAST SEC 24

3 · this home
5
5
4
3
3
$174–186$186–198$198–210$210–222$222–233$233+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belle Terre

Map of 74 PRINCETON LANE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Belle Terre — neighborhood snapshot

Population

5,687

Median age

48

Median income

$62,936

Median home value

$295,367

Avg household

3

Households w/ children

517

For the school run

Flagler County School District

ElementaryLewis E. Wadsworth Elementary★★★★★
MiddleBuddy Taylor Middle School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

7 of 23

PALM COAST SEC 24 have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Apr 24, 2026Listed at $398,300 · 100 days on market since
2026Built · PALM COAST SEC 24

Reality check

What actually sold near 74 PRINCETON LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4 PROVIDENCE LANESold · Jun ’26

$500,000

4 PROVIDENCE LANE · same community

3 bd · 3 ba · 2,298 sqft · $218/sqft · 5 DOM

5 PRINCE KAAREL LANESold · Apr ’26

$405,500

5 PRINCE KAAREL LANE · same community

4 bd · 2 ba · 2,447 sqft · $166/sqft · 13 DOM

39 PRINCESS DOLORES LANESold · Jul ’26

$270,000

39 PRINCESS DOLORES LANE · same community

3 bd · 2 ba · 2,036 sqft · $133/sqft · 146 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 74 PRINCETON LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 74 PRINCETON LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

74 PRINCETON LANE FAQs

What would the monthly payment be for 74 PRINCETON LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,756/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 74 PRINCETON LANE?+

The most recent tax bill on record (2025) was $899. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $398,300, this home is listed about 1% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 74 PRINCETON LANE?+

Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADAMS HOMES REALTY, INC · Natasha Grubb. MLS #FC318035.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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