14 PRIMROSE LANE, PALM COAST, FL, 32164
Active71 days on marketListed May 20, 2026MLS #O6409104
About this home
14 PRIMROSE LANE
Short Sale. Short Sale. Come with your best offer! Welcome to 14 Primrose Lane, Palm Coast, FL — located in the highly desirable Belle Terre at Palm Coast! This beautiful home is only 4 years old and shows like brand new. With no HOA and immediate occupancy available, this is a rare opportunity you don’t want to miss. Built by Adams Quality Home Builders, this spacious 1,758 sq ft home offers 4 bedrooms, 2 bathrooms, and a 2-car garage — thoughtfully designed with a modern open floor plan and split-bedroom layout for added privacy. The entire exterior features gorgeous brick construction with a shingle roof, offering timeless curb appeal and durability. An extra-wide sidewalk provides generous access to the front entrance. Inside, you’ll find: Upgraded kitchen with stainless steel refrigerator, dishwasher, and electric stove with black glass cooktop Wood laminate flooring in the kitchen and bathrooms Wall-to-wall upgraded carpeting throughout the living areas and bedrooms Recessed lighting throughout the entire home Cathedral ceilings in the living room and extra-high ceilings in the bedrooms Ceiling fans in the master bedroom and living room The spacious primary suite is designed for comfort and relaxation, featuring: Double vanity sinks Custom soaking tub Separate luxury shower This is a one-owner home that has been meticulously maintained and is move-in ready. Whether you’re upgrading, relocating, or purchasing your first home, this property offers modern living in one of Palm Coast’s most established and convenient neighborhoods. Schedule your showing today — homes like this don’t last long! Rent to own option available.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,752
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,854 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,854/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13%
$/sqft vs PALM COAST SEC 24
$211 vs $200
Days on market
71 vs 47 typical
Where $211/sqft sits among the 25 homes for sale in PALM COAST SEC 24
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Terre
Get to know Palm Coast. See the full Palm Coast guide →
Belle Terre — neighborhood snapshot
Population
5,687
Median age
48
Median income
$62,936
Median home value
$295,367
Avg household
3
Households w/ children
517
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
8 of 25
PALM COAST SEC 24 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 PRIMROSE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$315,000
6 PRINCE MICHAEL LANE · same community
3 bd · 2 ba · 1,737 sqft · $181/sqft · 40 DOM
Sold · Oct ’25$322,500
17 PRINCESS RUTH LANE · same community
3 bd · 2 ba · 1,728 sqft · $187/sqft · 9 DOM
Sold · Apr ’26$273,000
5 PROMENADE PLACE · same community
4 bd · 2 ba · 1,706 sqft · $160/sqft · 161 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14 PRIMROSE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 PRIMROSE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14 PRIMROSE LANE FAQs
What would the monthly payment be for 14 PRIMROSE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,854/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14 PRIMROSE LANE?+
The most recent tax bill on record (2025) was $4,230. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $370,000, this home is listed about 6% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14 PRIMROSE LANE?+
Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY U.S.A., INC. · John LeMieux. MLS #O6409104.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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