David Ramirez

15 INDIAN SPRINGS DRIVE, ORMOND BEACH, FL, 32174

Active91 days on marketListed Apr 21, 2026MLS #FC317927

Priced 40% below the ORMOND BEACH 32174 medianINDIAN SPGS 07

About this home

15 INDIAN SPRINGS DRIVE

Imagine building your dream home in one of Ormond's most sought after hidden gems, Indian Springs. With only 20 homesites and just 2 remaining, this gated community offers a quiet, private setting surrounded by beautiful custom homes. This flat, east to build half acre lot means less prep and more times bringing you vision to life. Tucked away, yet just minutes from I-95, shopping, dining, hospital, and the beach. You'll enjoy both serenity and convenience. Gate access is required.

Facts & features

The home at a glance

0.5 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$208/mo
Taxes (2025)$2,455/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,092 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,413
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$205
HOA fee — from the listing$208
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,400
Interest rate6.00%
Loan term

Estimated payment

$2,092/mo

Principal & interest$1,413
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$205
HOA / condo fee$208
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ormond Beach

Map of 15 INDIAN SPRINGS DRIVE

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32174 — neighborhood snapshot

Population

53,087

Median age

56.3

Median income

$67,817

Median home value

$315,100

Avg household

2.19

Households w/ children

4,692

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Apr 21, 2026Listed at $240,000 · 91 days on market since

Reality check

What actually sold near 15 INDIAN SPRINGS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

304 GATEWOOD COURTSold · Jun ’26

$277,500

304 GATEWOOD COURT

3 bd · 2 ba · 1,246 sqft · $223/sqft · 20 DOM

64 RAVENWOOD COURTSold · Jan ’26

$305,000

64 RAVENWOOD COURT

3 bd · 2 ba · 1,354 sqft · $225/sqft · 189 DOM

179 SUNTREE COURTSold · May ’26

$292,000

179 SUNTREE COURT

3 bd · 2 ba · 1,358 sqft · $215/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15 INDIAN SPRINGS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15 INDIAN SPRINGS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15 INDIAN SPRINGS DRIVE FAQs

What would the monthly payment be for 15 INDIAN SPRINGS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,092/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15 INDIAN SPRINGS DRIVE?+

The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15 INDIAN SPRINGS DRIVE?+

The most recent tax bill on record (2025) was $2,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15 INDIAN SPRINGS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $240,000, this home is listed about 44% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 15 INDIAN SPRINGS DRIVE?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Debra Callahan. MLS #FC317927.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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