David Ramirez
$237,0002 bd2 ba925 sqft$256 /sqft$1,939 /mo all-in ↓

2700 OCEAN SHORE BOULEVARD UNIT 405, ORMOND BEACH, FL, 32176

Active81 days on marketListed May 1, 2026MLS #O6402543

Priced 34% below the ORMOND BEACH 32176 medianCondominiumOCEAN WATCH

About this home

2700 OCEAN SHORE BOULEVARD UNIT 405

Welcome to coastal living at its finest in this fourth-floor oceanfront residence located at 2700 Ocean Shore Blvd., Unit405, within the sought-after Ocean Watch community of Ormond Beach. This two-bedroom, two-bathroom condo offers uninterrupted Atlantic views and direct beach access to a peaceful stretch of shoreline. THIS TURN-KEY UNIT IS BEING SOLD FULLY FURNISHED, ALLOWING YOU TO START ENJOYING BEACH LIFE IMMEDIATLEY. Inside, you’ll find a bright, well-maintained interior where ocean vistas fill the living area and kitchen. A spacious terrace spans the length of the unit, seamlessly blending indoor comfort with outdoor serenity. Inside, the home features all-tile flooring throughout, an open floorplan, and updated bathrooms. The spacious primary bedroom offers an en-suite bathroom and walk-in closet. Ocean Watch is a quiet, well-kept community offering a tranquil coastal atmosphere and an impressive list of amenities: oceanfront pool, private beach walkway, sauna, library, ample guest parking, and laundry facilities. Recent property improvements include a newly surfaced roof, updated exterior finishes, structural enhancements in 2023–2024. Additional updates include HVAC system (2022). Whether you’re seeking a year-round residence or a seasonal retreat, this ocean-facing home delivers the perfect blend of comfort, location, and lifestyle. THIS UNIT IS COMPETATIVLEY PRICED, WITH SELLER ADDITIONALLY PROVIDING $5000.00 CREDIT TO BUYERS WITH AN ACCEPTABLE OFFER. Come experience life by the sea — schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

925

Sqft

3.73 ac

Lot size

1986

Year built

One

Levels

$256

Per sqft

Pool & Water viewTurnkey

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryCommon Area
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionBlock
FoundationBlock
ViewPool · Water
FacesEast
ParkingAssigned · Guest · Open
ExteriorBalcony

Community & fees

Taxes (2025)$3,348/yr
PetsNo
CommunityCommunity Mailbox · Deed Restrictions · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,939 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,395
FHA mortgage insurance (est.)$105
Property tax — 2025 actual bill$279
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,295Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,295
Interest rate6.00%
Loan term

Estimated payment

$1,939/mo

Principal & interest$1,395
FHA mortgage insurance (est.)$105
Property taxes (actual bill)$279
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $237K
$188KedgeAI estimate $219,044 · range $196K$277K$288K

vs edgeAI estimate

+8.2%

$/sqft vs Ormond Beach actives

$256 vs $237

Days on market

81 vs 41 typical

Where $256/sqft sits among the 400 Ormond Beach actives

180
119 · this home
38
25
7
31
$158–229$229–300$300–371$371–442$442–513$513+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocean Watch

Map of 2700 OCEAN SHORE BOULEVARD UNIT 405 inside its neighborhood boundary

Get to know Ormond Beach. See the full Ormond Beach guide →

Ocean Watch — neighborhood snapshot

Population

278

Median age

64

Median income

$59,063

Median home value

$329,300

Avg household

2

Households w/ children

8%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

198 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

May 1, 2026Listed at $237,000 · 81 days on market since
1986Built · OCEAN WATCH

Reality check

What actually sold near 2700 OCEAN SHORE BOULEVARD UNIT 405

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2700 OCEAN SHORE BOULEVARD UNIT 515Sold · Mar ’26

$250,000

2700 OCEAN SHORE BOULEVARD UNIT 515

2 bd · 2 ba · 925 sqft · $270/sqft · 255 DOM

2480 OCEAN SHORE BOULEVARD UNIT 118Sold · Dec ’25

$230,000

2480 OCEAN SHORE BOULEVARD UNIT 118

2 bd · 2.5 ba · 980 sqft · $235/sqft · 28 DOM

2470 OCEAN SHORE BOULEVARD UNIT 103Sold · Jul ’26

$210,000

2470 OCEAN SHORE BOULEVARD UNIT 103

2 bd · 1.5 ba · 980 sqft · $214/sqft · 117 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2700 OCEAN SHORE BOULEVARD UNIT 405 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2700 OCEAN SHORE BOULEVARD UNIT 405 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2700 OCEAN SHORE BOULEVARD UNIT 405 FAQs

What would the monthly payment be for 2700 OCEAN SHORE BOULEVARD UNIT 405?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,939/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2700 OCEAN SHORE BOULEVARD UNIT 405?+

The most recent tax bill on record (2025) was $3,348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2700 OCEAN SHORE BOULEVARD UNIT 405?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $237,000, this home is listed about 44% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 2700 OCEAN SHORE BOULEVARD UNIT 405?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORMOND BEACH 32176 market on paper

$237,000 is 34% below the ORMOND BEACH 32176 median of $360,000, and at $256/sqft it sits under the Ormond Beach average of $272.

02Pool & Water views

The pool and water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Sonia Dublis. MLS #O6402543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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