32 NAVARRA COURT, ST AUGUSTINE, FL, 32086
Active89 days on marketListed Apr 23, 2026MLS #FC317787
About this home
32 NAVARRA COURT
Priced with today’s market in mind and ready for its next owner! Welcome to 32 Navarra Court, a stunning move-in ready second-floor condominium in the beloved Conquistador community of Saint Augustine Shores. The unit boasts 2 bedrooms and 2 updated bathrooms with new porcelain tile floors throughout, and new appliances in the kitchen! Enjoy all of the amenities Conquistador offers including 3 pools, tennis and pickleball courts, shuffle board, and the neighborhood fishing pier just a short walk away. Convenient, affordable, and ideally located, this is care free Saint Augustine living at its best. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
902
Sqft
0.05 ac
Lot size
1991
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,030 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,030/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.3%
$/sqft vs St Augustine actives
$244 vs $240
Days on market
89 vs 39 typical
Where $244/sqft sits among the 178 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32086 — neighborhood snapshot
Population
34,347
Median age
50.2
Median income
$74,508
Median home value
$342,000
Avg household
2.41
Households w/ children
3,407
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
72 of 178
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 32 NAVARRA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$175,000
22 CATALONIA COURT UNIT 22 · same community
2 bd · 2 ba · 662 sqft · $264/sqft · 83 DOM
Sold · Sep ’25$180,000
1 ALEDO COURT UNIT 1
2 bd · 2 ba · 840 sqft · $214/sqft · 83 DOM
Sold · Nov ’25$135,000
27 CATALONIA COURT UNIT A
2 bd · 2 ba · 840 sqft · $161/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 32 NAVARRA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32 NAVARRA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
32 NAVARRA COURT FAQs
What would the monthly payment be for 32 NAVARRA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,030/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 32 NAVARRA COURT?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 32 NAVARRA COURT?+
The most recent tax bill on record (2024) was $815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 32 NAVARRA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $219,900, this home is listed about 50% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 32 NAVARRA COURT?+
Osceola Elementary School (elementary), R J Murray Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high), Pedro Menendez High School (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST AUGUSTINE 32086 market on paper
$219,900 is 23% below the ST AUGUSTINE 32086 median of $284,000, and at $244/sqft it sits under the St Augustine average of $309.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
89 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Osceola Elementary School, R J Murray Middle School, Mky- Head Start /Dpp Pk School, First Coast Technical College, Pedro Menendez High School — Osceola Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $225,000, now $219,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DJ & LINDSEY REAL ESTATE · John Galluzzo. MLS #FC317787.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Augustine homes, in your inbox
Like 32 NAVARRA COURT but not quite? A daily digest of every new listing in St Augustine — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →