1810 VISTA COVE ROAD, ST AUGUSTINE, FL, 32084
Active226 days on marketListed Dec 9, 2025MLS #FC314609
About this home
1810 VISTA COVE ROAD
INVESTMENT OPPORTUNITY IN VISTA COVE. Priced at $200,000 with an estimated ARV around $300,000, this first-floor condo offers strong value-add potential for investors or buyers looking to renovate and build equity. Renovation scope is flexible, allowing buyers to control costs, while rental demand in the community supports approximately $1,800–$2,000 per month. Located in a gated community just minutes from the Intracoastal Waterway, downtown, and quick access to I-95, this property sits in a highly desirable area with strong long-term demand. Vista Cove features gated entry, monitored boat and RV storage, two pools, gym, library, and a riverfront dock for fishing, all within a community served by highly rated schools. Opportunities at this price point with this combination of location, amenities, and upside are rare. One of the best values currently available in Vista Cove. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,448
Sqft
0 ac
Lot size
1998
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1810 VISTA COVE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1810 VISTA COVE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1810 VISTA COVE ROAD FAQs
What would the monthly payment be for 1810 VISTA COVE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,198/mo — principal and interest, the actual property-tax bill, the $578/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1810 VISTA COVE ROAD?+
The association fee works out to $578 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1810 VISTA COVE ROAD?+
The most recent tax bill on record (2024) was $2,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1810 VISTA COVE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $200,000, this home is listed about 55% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1810 VISTA COVE ROAD?+
St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST AUGUSTINE 32084 market on paper
$200,000 is 40% below the ST AUGUSTINE 32084 median of $332,500, and at $138/sqft it sits under the St Augustine average of $309.
02Know the monthly fee
The association fee is $578/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
226 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $225,000, now $200,000 — a $25K cut. The full history is in the market section below.
Listing courtesy of BEACH STATE REALTY · Justin Petrucci. MLS #FC314609.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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