David Ramirez
$415,9003 bd2 ba1,834 sqft$227 /sqft$2,842 /mo all-in ↓

10 PERSIMMON DRIVE, PALM COAST, FL, 32164

Active105 days on marketListed Apr 7, 2026MLS #FC317543

New constructionSingle Family ResidenceBELLE TERRE

About this home

10 PERSIMMON DRIVE

This beautifully appointed 3-bedroom, 2-bath home with a spacious 2-car garage offers 1,834 square feet of thoughtfully designed living space. The open layout features tile flooring throughout the main living areas, creating a seamless flow that is both stylish and easy to maintain. The kitchen is a standout with upgraded cabinetry, elegant quartz countertops, and a premium lighting package that continues throughout the home. Just off the kitchen, the café dining area is highlighted by a charming bay window that fills the space with natural light. All bedrooms feature recessed ceilings, adding an extra touch of architectural detail. The owner’s suite includes an upgraded bath designed for comfort and relaxation. Enjoy outdoor living on the covered lanai—perfect for entertaining or unwinding at the end of the day. With upgraded finishes and thoughtful design elements throughout, this home blends comfort, style, and functionality beautifully. Bring Offers

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,834

Sqft

0.26 ac

Lot size

3

Garage

2026

Year built

One

Levels

$227

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorOpen Floorplan · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System

Community & fees

Taxes (2025)$598/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,842 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,448
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,557Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,557
Interest rate6.00%
Loan term

Estimated payment

$2,842/mo

Principal & interest$2,448
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $416K
$316KedgeAI estimate $339,786 · range $329K$378K$433K

vs edgeAI estimate

+22.4%

$/sqft vs BELLE TERRE

$227 vs $242

Days on market

105 vs 47 typical

Where $227/sqft sits among the 10 homes for sale in BELLE TERRE

8 · this home
1
0
0
0
1
$134–437$437–740$740–1043$1043–1345$1345–1648$1648+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belle Terre

Map of 10 PERSIMMON DRIVE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Belle Terre — neighborhood snapshot

Population

5,687

Median age

48

Median income

$62,936

Median home value

$295,367

Avg household

3

Households w/ children

517

For the school run

Flagler County School District

ElementaryLewis E. Wadsworth Elementary★★★★★
MiddleBuddy Taylor Middle School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

3 of 10

BELLE TERRE have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Apr 7, 2026Listed at $415,900 · 105 days on market since
2026Built · BELLE TERRE

Reality check

What actually sold near 10 PERSIMMON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10 PEBBLETON PLACESold · Apr ’26

$293,000

10 PEBBLETON PLACE · same community

3 bd · 2 ba · 1,857 sqft · $158/sqft · 5 DOM

77 PEBBLE BEACH DRIVESold · Jun ’26

$300,000

77 PEBBLE BEACH DRIVE · same community

4 bd · 2 ba · 1,780 sqft · $169/sqft · 86 DOM

31 BURNING VIEW LANESold · May ’26

$354,000

31 BURNING VIEW LANE · same community

3 bd · 2 ba · 1,754 sqft · $202/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10 PERSIMMON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10 PERSIMMON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10 PERSIMMON DRIVE FAQs

What would the monthly payment be for 10 PERSIMMON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,842/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10 PERSIMMON DRIVE?+

The most recent tax bill on record (2025) was $598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $415,900, this home is listed about 5% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10 PERSIMMON DRIVE?+

Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SEAGATE REAL ESTATE INC · Tommie Krawiec. MLS #FC317543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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