12 PERTHSHIRE LANE, PALM COAST, FL, 32164
Active35 days on marketListed Jun 28, 2026MLS #FC319544
About this home
12 PERTHSHIRE LANE
Brand-new construction in the highly desirable Belle Terre neighborhood of Palm Coast! Prepare to be impressed by this beautifully designed one-level contemporary home offering modern style, quality craftsmanship, and upscale finishes throughout. This thoughtfully designed split-bedroom floor plan features 3 bedrooms, 3 full bathrooms, and a spacious 3-car garage, making it ideal for comfortable everyday living, entertaining, or even a two-primary-suite/in-law suite setup. From the moment you arrive, the home makes a statement with its clean modern curb appeal, solid block construction, 12-foot front porch, low-maintenance landscaping, and seamless gutters installed on the front and back. Step inside to a bright and open living space featuring soaring ceilings, 8-foot interior doors, quartz countertops, soft-close cabinetry, specialty LED lighting, and a stunning hidden walk-in pantry. The gourmet kitchen is designed to impress with a full stainless-steel appliance package, wine fridge, beautiful finishes, and plenty of space for entertaining. The open-concept living area flows effortlessly to the covered outdoor patio through impressive 8x12 foot triple sliding glass doors, creating the perfect indoor/outdoor living experience and filling the home with natural light. The spacious primary suite offers a large walk-in closet and a beautifully appointed designer bathroom with modern finishes and fog-removal LED mirrors. The secondary suite and third bedroom provide comfort and privacy, each with access to stylish full bathrooms and quality finishes throughout. Built on a 0.24-acre lot, this home offers 1,804 square feet of living space and 2,700 square feet under roof. Additional features include a fenced yard, covered patio, attic storage, 3-car garage, 8-foot doors, 8-foot triple sliders, and a smart, functional layout designed for today’s lifestyle. Centrally located in Palm Coast, it is close to shopping, dining, European Village, miles of scenic walking and biking trails, and just minutes from the area’s beautiful beaches. This stunning new construction home truly stands out from the rest — schedule your private showing today. This one will make you say WOW!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,804
Sqft
0.25 ac
Lot size
3
Garage
2026
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,052 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,052/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.3%
$/sqft vs BELLE TERRE
$249 vs $241
Days on market
35 vs 47 typical
Where $249/sqft sits among the 11 homes for sale in BELLE TERRE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Terre
Get to know Palm Coast. See the full Palm Coast guide →
Belle Terre — neighborhood snapshot
Population
5,687
Median age
48
Median income
$62,936
Median home value
$295,367
Avg household
3
Households w/ children
517
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
3 of 11
BELLE TERRE have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 PERTHSHIRE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$300,000
77 PEBBLE BEACH DRIVE · same community
4 bd · 2 ba · 1,780 sqft · $169/sqft · 86 DOM
Sold · May ’26$354,000
31 BURNING VIEW LANE · same community
3 bd · 2 ba · 1,754 sqft · $202/sqft · 69 DOM
Sold · Apr ’26$293,000
10 PEBBLETON PLACE · same community
3 bd · 2 ba · 1,857 sqft · $158/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12 PERTHSHIRE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 PERTHSHIRE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12 PERTHSHIRE LANE FAQs
What would the monthly payment be for 12 PERTHSHIRE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,052/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12 PERTHSHIRE LANE?+
The most recent tax bill on record (2025) was $528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $449,900, this home is listed about 14% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12 PERTHSHIRE LANE?+
Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VIRTUAL HOMES REALTY · Alina Pekarsky. MLS #FC319544.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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