37 CAPTAINS WALK UNIT 37, PALM COAST, FL, 32137
Active108 days on marketListed Apr 8, 2026MLS #FC317157
About this home
37 CAPTAINS WALK UNIT 37
This 2-bedroom, 2.5-bathroom condo with loft at Marina Cove delivers 1,565 sq ft of waterfront living is truly move-in ready. From the brand-new carpet-free flooring to the modern, airy layout, every detail of this updated residence has been designed for comfortable coastal living. The versatile loft adds flexibility -- whether you need a home office, creative studio, or overflow guest space. Step outside to your screened patio and soak in breathtaking water views while the Florida breeze does the rest. Whether you're a full-time resident, seasonal snowbird, or investor seeking a premier coastal retreat, this Marina Cove gem checks every box. Key Property Features: Spacious Open-Concept Layout: 1,565 sq ft of thoughtfully designed living space with a bright, modern feel Bed/Bath Count: 2 bedrooms, 2.5 bathrooms plus a flexible upper loft Loft Space: Ideal for a home office, reading nook, or additional guest accommodations Flooring Updates: Brand-new LVP flooring throughout — stylish, durable, and easy to maintain Screened Patio: Overlooks the marina — perfect for morning coffee, evening sunsets, or casual entertaining Deeded Private Dock Available for separate purchase: Accommodates vessels up to 40 feet with direct Intracoastal Waterway access — a rare and coveted amenity One-Car Garage: Included with the unit, plus ample additional storage Pool Access: Community pool just steps from your door with beautiful views Modern Layout: Design maximizes natural light and encourages effortless indoor-outdoor flow Appliances: New GE Profile Updates: Full interior paint, LVP Flooring, New Trim & Upgraded baths & Lighting Fixtures Location & Community Benefits – Palm Coast, FL Palm Coast is one of Northeast Florida's coastal communities: Beaches: Flagler Beach is just minutes away for sun, surf, and seaside dining Trails & Outdoor Recreation: Palm Coast's award-winning 125+ mile trail system is easily accessible for walkers, cyclists, and runners Parks: Linear Park, European Village, and waterfront green spaces are all nearby Shopping & Dining: European Village, Town Center at Palm Coast, and local waterfront restaurants are all within easy reach Major Highways: Quick access to I-95 and US-1 makes commuting to Daytona Beach, St Augustine, or Jacksonville simple
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,565
Sqft
0.03 ac
Lot size
1
Garage
1989
Year built
Two
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,474 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,474/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$191 vs $221
Days on market
108 vs 47 typical
Where $191/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
177 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 37 CAPTAINS WALK UNIT 37
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$486,000
46 CAPTAINS WALK · same community
3 bd · 2.5 ba · 1,875 sqft · $259/sqft · 95 DOM
Sold · Jan ’26$285,000
68 RIVERS EDGE LANE UNIT 68 · same community
3 bd · 2 ba · 1,230 sqft · $232/sqft · 28 DOM
Sold · Apr ’26$285,000
102 RIVERS EDGE LANE UNIT 102 · same community
3 bd · 2 ba · 1,230 sqft · $232/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 37 CAPTAINS WALK UNIT 37 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37 CAPTAINS WALK UNIT 37 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
37 CAPTAINS WALK UNIT 37 FAQs
What would the monthly payment be for 37 CAPTAINS WALK UNIT 37?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,474/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 37 CAPTAINS WALK UNIT 37?+
The most recent tax bill on record (2025) was $5,063. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 37 CAPTAINS WALK UNIT 37?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $299,000, this home is listed about 24% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 37 CAPTAINS WALK UNIT 37?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM COAST 32137 market on paper
$299,000 is 21% below the PALM COAST 32137 median of $379,945, and at $191/sqft it sits under the Palm Coast average of $257.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
108 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $380,000, now $299,000 — a $81K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIV REALTY CO FLORIDA LLC · Kim Devlin. MLS #FC317157.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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