David Ramirez
$3,679,0005 bd5 ba4,718 sqft$780 /sqft$23,340 /mo all-in ↓

6 RIVIERA PLACE, PALM COAST, FL, 32137

Active112 days on marketListed Apr 3, 2026MLS #FC317064

Private poolSingle Family ResidenceHAMMOCK DUNES

About this home

6 RIVIERA PLACE

COASTAL MODERN PERFECTION | Steps from the Atlantic in Grand Mer, Hammock Dunes Experience the pinnacle of beachfront living in this masterfully re-imagined estate, located in the most prestigious Grand Mer neighborhood on the northeast corner of the gated Hammock Dunes community. Situated at the end of a quiet cul-de-sac and positioned within an enclave of exquisite oceanfront homes, this residence offers the ultimate luxury - your feet in the sand within a two-minute stroll from your front door. THE TRANSFORMATION - Following a $1M+ comprehensive renovation, every inch of this home has been curated with the savvy details of a Ritz Carlton residence. From the 2018 tile roof down to the brand-new white oak flooring, the home radiates a "Modern Coastal" flair that balances sophistication with livability. The heart of the home is a chef’s dream featuring custom white oak cabinetry and an oversized prep island. Professional appliances include a 48” refrigerator, 8-burner gas range, and integrated beverage center and a massive hidden walk-in pantry designed for the ultimate host. SEAMLESS FLOW - The open-concept great room features a modern 3 sided electric fireplace and 12' sliding glass doors that flood the space with natural light. SOPHISTICATED ACCOMMODATIONS - Designed for multi-generational comfort or grand-scale entertaining, the layout maximizes every square foot. Dual primary suites - A luxurious primary retreat on the main level plus a second primary suite upstairs featuring an ocean-view balcony and a walk-in closet plumbed for secondary laundry. Five full & two half baths are updated with designer finishes. WORK OR PLAY - A versatile second-floor bonus space with two private balconies and a quiet home office. OUTDOOR OASIS - The lanai serves as a private resort, featuring an open-air saltwater pool and spa, a fully-equipped summer kitchen, and retractable hurricane panels for effortless security and lock-and-leave peace of mind. RARE QUALITY AND PEACE OF MIND - Construction - high-quality build in an X Flood Zone. PROTECTION - Full hurricane impact windows and doors throughout. THE CLUB - Membership to the Platinum-rated Hammock Dunes Club is available, offering world-class golf and oceanfront amenities just steps away.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,718

Sqft

0.44 ac

Lot size

2

Garage

2002

Year built

Two

Levels

$780

Per sqft

Private poolFireplaceWater viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ParkingGarage Door Opener · Oversized
ExteriorBalcony · Hurricane Shutters · Irrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Private Yard · Sliding Doors

Community & fees

HOA fee$120/mo
Taxes (2025)$21,944/yr
PetsYes
CommunityGulf/Ocean Front · Water Access · Waterfront · Gated Community - Guard · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Propane · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$23,340 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$19,852
PMI (est., until 20% equity)$1,380
Property tax — 2025 actual bill$1,829
HOA fee — from the listing$120
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $367,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $367,900
Interest rate6.00%
Loan term

Estimated payment

$23,340/mo

Principal & interest$19,852
PMI (est., until 20% equity)$1,380
Property taxes (actual bill)$1,829
HOA / condo fee$120
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.7M
$1.7MedgeAI estimate $2,016,237 · range $1.8M$2.5M$3.8M

vs edgeAI estimate

+82.5%

$/sqft vs HAMMOCK DUNES

$780 vs $449

Days on market

112 vs 47 typical

Where $780/sqft sits among the 12 homes for sale in HAMMOCK DUNES

2
3
2
2
1
2 · this home
$262–348$348–434$434–521$521–607$607–693$693+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hammock Dunes

Map of 6 RIVIERA PLACE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Hammock Dunes — neighborhood snapshot

Population

1,391

Median age

65

Median income

$121,250

Median home value

$772,500

Avg household

2

Households w/ children

31%

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

6 of 12

HAMMOCK DUNES have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 868% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Apr 3, 2026Listed at $3,679,000 · 112 days on market since
2002Built · HAMMOCK DUNES

Reality check

What actually sold near 6 RIVIERA PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10 CORDOBA COURTSold · May ’26

$1,480,000

10 CORDOBA COURT · same community

5 bd · 5 ba · 4,605 sqft · $321/sqft · 29 DOM

28 PORTO MAR UNIT 304Sold · Sep ’25

$3,495,000

28 PORTO MAR UNIT 304 · same community

4 bd · 4.5 ba · 4,983 sqft · $701/sqft · 88 DOM

15 SAN GABRIEL LANESold · Nov ’25

$1,400,000

15 SAN GABRIEL LANE · same community

4 bd · 4.5 ba · 4,271 sqft · $328/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6 RIVIERA PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6 RIVIERA PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6 RIVIERA PLACE FAQs

What would the monthly payment be for 6 RIVIERA PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,340/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6 RIVIERA PLACE?+

The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6 RIVIERA PLACE?+

The most recent tax bill on record (2025) was $21,944. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6 RIVIERA PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $3,679,000, this home is listed about 831% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6 RIVIERA PLACE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,679,000 runs 868% above the PALM COAST 32137 median — but at 4,718 sqft it's also nearly 3 times the size of the typical Palm Coast listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

112 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Lisa Gardner. MLS #FC317064.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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