10 RUE GRANDE MER, PALM COAST, FL, 32137
Active198 days on marketListed Jan 16, 2026MLS #FC315324
About this home
10 RUE GRANDE MER
SELLER IS OPEN TO SELLING WITH MOST FURNITURE INCLUDED! This stunning Coastal West Indies-inspired estate home in the prestigious Granada Estates of Hammock Dunes, Palm Coast, Florida, perfectly blends timeless elegance with tropical practicality. Nestled on a private ½-acre waterfront and wooded homesite, this 5-bedroom, 6.5-bathroom residence (with multiple en suites) was meticulously remodeled in 2019 and remains in pristine condition. The main living areas feature durable, waterproof luxury vinyl flooring, ideal for Florida's coastal lifestyle. The designer's chef's kitchen opens seamlessly for entertaining, flowing into a family room with a sleek electric linear fireplace mantle. Every main living space offers breathtaking views of the expansive pool area and lush estate grounds. Enjoy seamless indoor-outdoor flow through 90-degree sliding glass doors in the family room and upstairs bonus room. The owners' suite provides serene poolside views and leads to a spa-inspired bathroom with elegant marble floors. Upstairs, an expansive wrap-around veranda enhances the home's architectural charm and natural textures. Outdoors, the resort-style amenities shine: a heated swimming pool and spa, summer kitchen, covered living spaces with multiple sunbathing areas, and an open paver patio perfect for relaxation. Additional highlights include a three-car garage, expanded driveway, luxurious landscaping with lighting, and a Generac home generator for peace of mind. The property is walking distance to the community beach walkover, offering easy access to the pristine Atlantic. Hammock Dunes is a private, gated oceanfront golf community with optional club membership featuring two championship courses, tennis, pickleball, fitness center, oceanfront dining, and more. You're also close to Flagler Beach, Hammock, and St. Augustine for dining, shopping, and attractions. This home embodies sophisticated coastal living in one of Palm Coast's most exclusive neighborhoods—ideal for those seeking luxury, privacy, and Florida's natural beauty! If this matches a property you're considering or listing, it's a true gem.
Facts & features
The home at a glance
5
Bedrooms
6.5
Bathrooms
4,495
Sqft
0.54 ac
Lot size
3
Garage
2007
Year built
Two
Levels
$578
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$17,305 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,305/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HAMMOCK DUNES
$578 vs $438
Days on market
198 vs 47 typical
Where $578/sqft sits among the 15 homes for sale in HAMMOCK DUNES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
5 of 15
HAMMOCK DUNES have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 584% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 RUE GRANDE MER
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,480,000
10 CORDOBA COURT · same community
5 bd · 5 ba · 4,605 sqft · $321/sqft · 29 DOM
Sold · Nov ’25$1,400,000
15 SAN GABRIEL LANE · same community
4 bd · 4.5 ba · 4,271 sqft · $328/sqft · 38 DOM
Sold · Dec ’25$1,700,000
117 ISLAND ESTATES PARKWAY · same community
3 bd · 4 ba · 4,157 sqft · $409/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10 RUE GRANDE MER — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 RUE GRANDE MER — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10 RUE GRANDE MER FAQs
What would the monthly payment be for 10 RUE GRANDE MER?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,305/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10 RUE GRANDE MER?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10 RUE GRANDE MER?+
The most recent tax bill on record (2025) was $24,248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 RUE GRANDE MER?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,599,995, this home is listed about 558% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 RUE GRANDE MER?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,599,995 runs 584% above the PALM COAST 32137 median — but at 4,495 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
198 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,695,000, now $2,599,995 — a $95K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Anthony Lombardo. MLS #FC315324.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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