000 MOUNT ROYAL AVENUE, CRESCENT CITY, FL, 32112
Active164 days on marketListed Feb 20, 2026MLS #FC316339
About this home
000 MOUNT ROYAL AVENUE
Major Price Improvement! Now is the perfect time to build your dream home on this beautiful ½-acre corner lot located in the exclusive, gated community of Mount Royal Estates along the scenic St. Johns River. This private community is home to stunning custom residences and offers an exceptional lifestyle for outdoor enthusiasts. Enjoy access to the community's private boat ramp, providing convenient access to the world-renowned St. Johns River. The area is famous for outstanding largemouth bass fishing, with several natural springs feeding its calm waters. From Lake George to Dunns Creek, anglers of all skill levels enjoy fishing for black bass, speckled perch (crappie), and other freshwater species. Nature lovers will appreciate the nearby Welaka National Fish Hatchery & Aquarium, featuring native and exotic fish exhibits, educational displays, walking trails, and an observation tower where you can spot sandhill cranes, bald eagles, herons, ibis, egrets, osprey, and hawks. Also just minutes away is the Welaka State Forest, offering scenic hiking and equestrian trails through Florida's natural landscape. Whether you're looking for a peaceful retreat, a waterfront lifestyle, or a place to enjoy some of Florida's finest fishing and outdoor recreation, this exceptional homesite offers the perfect opportunity
Facts & features
The home at a glance
0.48 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$696 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$696/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crescent City
Get to know Crescent City. See the full Crescent City guide →
CRESCENT CITY 32112 — neighborhood snapshot
Population
8,099
Median age
40.4
Median income
$39,247
Median home value
$150,000
Avg household
2.6
Households w/ children
721
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crescent City market
$259K → $498K
Crescent City median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Crescent City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the CRESCENT CITY 32112 median. See the full Crescent City market guide →
Paper trail
This home's history
Reality check
What actually sold near 000 MOUNT ROYAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$160,000
107 INDIANA STREET
3 bd · 2 ba · 1,269 sqft · $126/sqft · 47 DOM
Sold · Mar ’26$131,950
123 PENINSULAR DRIVE
2 bd · 2 ba · 1,345 sqft · $98/sqft · 165 DOM
Sold · May ’26$170,000
107 GOLF COURSE LANE
3 bd · 2 ba · 1,456 sqft · $117/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 000 MOUNT ROYAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 000 MOUNT ROYAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
000 MOUNT ROYAL AVENUE FAQs
What would the monthly payment be for 000 MOUNT ROYAL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $696/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 000 MOUNT ROYAL AVENUE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 000 MOUNT ROYAL AVENUE?+
The most recent tax bill on record (2025) was $591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 000 MOUNT ROYAL AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crescent City?+
At $69,000, this home is listed about 77% below the Crescent City median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 000 MOUNT ROYAL AVENUE?+
Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CRESCENT CITY 32112 market on paper
$69,000 is 60% below the CRESCENT CITY 32112 median of $174,500.
02Time on market is leverage
164 days on market against a Crescent City median of 16 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $79,000, now $69,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CLARION GROUP, INC. · Penelope Buckles. MLS #FC316339.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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