246 BROWNS HAMMOCK ROAD, CRESCENT CITY, FL, 32112
Active327 days on marketListed Sep 10, 2025MLS #NS1085921
About this home
246 BROWNS HAMMOCK ROAD
Discover 3.04 acres of wooded beauty with lake frontage in Crescent City. Tucked away on Clear Lake and just minutes from town, this property blends privacy with convenience. Cast a line, watch the wildlife, or simply soak in the peaceful lake views from your shoreline. The wooded acreage provides a natural backdrop and plenty of room to design a custom home, cabin, or weekend escape. Browns Hammock Road has been recently paved for easy access, and with no HOA, you’ll have the freedom to enjoy the land your way. A rare chance to own waterfront acreage in a serene OLD Florida setting!
Facts & features
The home at a glance
3.04 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$545 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$545/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crescent City
Get to know Crescent City. See the full Crescent City guide →
CRESCENT CITY 32112 — neighborhood snapshot
Population
8,099
Median age
40.4
Median income
$39,247
Median home value
$150,000
Avg household
2.6
Households w/ children
721
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crescent City market
$259K → $498K
Crescent City median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Crescent City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the CRESCENT CITY 32112 median. See the full Crescent City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 246 BROWNS HAMMOCK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 246 BROWNS HAMMOCK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
246 BROWNS HAMMOCK ROAD FAQs
What would the monthly payment be for 246 BROWNS HAMMOCK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $545/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 246 BROWNS HAMMOCK ROAD?+
The most recent tax bill on record (2024) was $438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crescent City?+
At $55,000, this home is listed about 82% below the Crescent City median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 246 BROWNS HAMMOCK ROAD?+
Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CRESCENT CITY 32112 market on paper
$55,000 is 68% below the CRESCENT CITY 32112 median of $174,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
327 days on market against a Crescent City median of 16 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $65,000, now $55,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MG REAL ESTATE GROUP · Matt Guarro. MLS #NS1085921.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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