254 OAK SHADOW PLACE, ST JOHNS, FL, 32259
Active173 days on marketListed Jan 29, 2026MLS #FC315723
About this home
254 OAK SHADOW PLACE
Owner pride truly shows in this Holton Farmhouse plan by Mattamy Homes in the Arbors at Rivertown. You will appreciate the upgraded features and enjoy living is this open concept single story home. The 8' doors, 5 1/4'' base molding, and luxury vinyl plank flooring are impressive. 4 bedrooms plus a study with french doors provide lots of family options. Beautiful ceiling fans, light fixtures, and plantation shutters throughout. Master suite features a tray ceiling, dual vanities, large walk-in shower and closet with storage organizers. These Boaxel organizers have been added throughout the storage areas and closets. Other great features include a water softener, EV charging outlet, electronic shade for sliding glass doors, extended lanai and paver patio, vinyl privacy fence, gutters & downspouts, and custom landscaping. Great location in the community close to the new Hallowes Cove Academy, Riverview Lodge, and all the outstanding amenities that Rivertown has to offer!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,508
Sqft
0.17 ac
Lot size
2
Garage
2022
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,439 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,439/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.1%
$/sqft vs St Johns actives
$239 vs $243
Days on market
173 vs 14 typical
Where $239/sqft sits among the 11 St Johns actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rivertown
Get to know St Johns. See the full St Johns guide →
Rivertown — neighborhood snapshot
Population
3,263
Median age
39
Median income
$142,774
Median home value
$581,900
Avg household
3
Households w/ children
545
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Johns market
$364K → $758K
St Johns median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
4 of 11
St Johns actives have cut their price
Median sold price, St Johns, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 254 OAK SHADOW PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$475,000
599 NARROWLEAF DRIVE
5 bd · 3.5 ba · 2,533 sqft · $188/sqft · 56 DOM
Sold · Apr ’26$616,000
874 ORANGE BRANCH TRAIL
4 bd · 3.5 ba · 2,754 sqft · $224/sqft · 40 DOM
Sold · Apr ’26$580,000
356 WATERFRONT DRIVE
4 bd · 3 ba · 2,849 sqft · $204/sqft · 251 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 254 OAK SHADOW PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 254 OAK SHADOW PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
254 OAK SHADOW PLACE FAQs
What would the monthly payment be for 254 OAK SHADOW PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,439/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 254 OAK SHADOW PLACE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 254 OAK SHADOW PLACE?+
The most recent tax bill on record (2025) was $9,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 254 OAK SHADOW PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Johns?+
At $600,000, this home is listed about 10% above the St Johns median of $544,900. The market section on this page shows how the area is trending.
Which schools are assigned to 254 OAK SHADOW PLACE?+
Bartram Trail High School (high), Switzerland Point Middle School (middle), Cunningham Creek Elementary School (elementary), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
173 days on market against a St Johns median of 14 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Bartram Trail High School, Switzerland Point Middle School, Cunningham Creek Elementary School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Bartram Trail High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $625,000, now $600,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IHEART REALTY INC. · John Lawrence. MLS #FC315723.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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