200 OCEAN CREST DRIVE UNIT 312, PALM COAST, FL, 32137
Active206 days on marketListed Jan 5, 2026MLS #FC315018
About this home
200 OCEAN CREST DRIVE UNIT 312
Welcome to a reimagined oceanfront MASTERPIECE — where no detail was spared & every corner echoes luxury. Overlooking the Atlantic Ocean in the Hammock Beach Club Resort, this 4 bedroom, 4 and 1/2 bath condo is a rare jewel: a full renovation to perfection, designed to elevate coastal living. As you enter, you're greeted by luxury vinyl plank floors, thoughtfully selected molding, and custom lighting. Architectural walls were reconfigured, columns removed and ambient LED lighting was added to sculpt both atmosphere and flow. Every door, knob, frame and hinge has been renewed to match the refined aesthetic. In the heart of the home, the kitchen is nothing short of showpiece-worthy: a fully reimagined layout with Wolf and Sub-Zero appliances, induction cooktop, integrated espresso and warming drawers and a sweeping quartz island along with stunning wood beams in the living room. Custom cabinetry was extended with a dedicated bar and candy/coffee area. A discreet, built-out walk-in pantry, complete with its own circuitry and built-in ironing system - ensures storage and utility marry elegance. Each bath is a sanctuary. Spanish inspired finishes, custom vanities, designer mirrors, frameless glass showers and built-in steam system in the primary bathroom invite indulgence. The primary suite shines with remote-controlled draperies, decorative wall detailing and sliders that beckon you onto your balcony. Linen closets now house precision wood shelving. The condo also boasts a dedicated office, custom drapes, remote blinds and built-in automation. Outside, the balcony frames sweeping Atlantic Ocean views, letting in sea breezes and sunset light. As part of the Hammock Beach Club, your ownership and an optional membership unlocks access to world-class amenities: championship golf designed by Jack Nicklaus & Tom Watson, resort-style pools, a spa, fitness center, tennis and pickleball courts, exquisite dining and oceanfront experiences that rival a private resort. This is not just a property—it’s a statement. A work of art where architecture, design and locale converge. For buyers who pursue perfection, this is your opportunity. Schedule your private preview today and step into a lifestyle redefined.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,264
Sqft
3.6 ac
Lot size
2003
Year built
One
Levels
$674
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,036 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,036/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$674 vs $216
Days on market
206 vs 47 typical
Where $674/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
169 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 472% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 312
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$600,000
200 OCEAN CREST DRIVE UNIT 317 · same community
3 bd · 3 ba · 1,676 sqft · $358/sqft · 731 DOM
Sold · Dec ’25$735,000
200 OCEAN CREST DRIVE UNIT 907 · same community
3 bd · 3 ba · 1,676 sqft · $439/sqft · 1 DOM
Sold · Oct ’25$660,000
200 OCEAN CREST DRIVE UNIT 606 · same community
3 bd · 3 ba · 1,676 sqft · $394/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 312 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 312 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 OCEAN CREST DRIVE UNIT 312 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 312?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,036/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 312?+
The most recent tax bill on record (2024) was $14,163. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 312?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,199,999, this home is listed about 457% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 312?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,199,999 runs 472% above the PALM COAST 32137 median — but at 3,264 sqft it's also 73% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
206 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,375,000, now $2,199,999 — a $175K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Erica Sobin. MLS #FC315018.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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