200 OCEAN CREST DRIVE UNIT 713, PALM COAST, FL, 32137
Active85 days on marketListed May 11, 2026MLS #FC318273
About this home
200 OCEAN CREST DRIVE UNIT 713
Experience refined coastal living from the coveted 13th stack at Hammock Beach Golf Resort & Spa with this beautifully remodeled residence at 200 Ocean Crest Drive, Unit 713. Perfectly positioned to capture expansive and peaceful views of the Atlantic Ocean, this exceptional condominium offers a calming blend of sophistication, comfort, and effortless beachfront living. From sunrise mornings on the balcony to the soothing sound of the waves below, every space was designed to embrace the beauty of its surroundings. Completely remodeled with thoughtful attention to detail, the interior showcases elegant finishes, a beautifully updated kitchen, refined baths, upgraded flooring, and a flowing open-concept design ideal for both everyday living and entertaining. Natural light fills the residence while the coastal backdrop becomes the focal point from the main living areas and primary suite. Located within the gated community of Hammock Beach, residents enjoy lush tropical grounds, private beach access, scenic walking and biking paths, and a true resort-style atmosphere along one of Florida’s most treasured stretches of coastline. Optional membership opportunities are available through The Club at Hammock Beach, offering access to world-class amenities including championship golf, oceanfront pools, fitness facilities, tennis, pickleball, spa services, social events, exceptional dining, and an unmatched coastal club lifestyle. Whether you are seeking a luxury primary residence, second home, or coastal retreat, Unit 713 presents an extraordinary opportunity to experience elevated oceanfront living in the heart of Palm Coast.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,818
Sqft
3.6 ac
Lot size
2003
Year built
One
Levels
$523
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,563 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,563/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.8%
$/sqft vs Palm Coast actives
$523 vs $223
Days on market
85 vs 52 typical
Where $523/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
176 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 713
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$600,000
200 OCEAN CREST DRIVE UNIT 317 · same community
3 bd · 3 ba · 1,676 sqft · $358/sqft · 731 DOM
Sold · Dec ’25$735,000
200 OCEAN CREST DRIVE UNIT 907 · same community
3 bd · 3 ba · 1,676 sqft · $439/sqft · 1 DOM
Sold · Oct ’25$660,000
200 OCEAN CREST DRIVE UNIT 606 · same community
3 bd · 3 ba · 1,676 sqft · $394/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 713 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 713 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 OCEAN CREST DRIVE UNIT 713 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 713?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,563/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 713?+
The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 713?+
The most recent tax bill on record (2025) was $9,956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 713?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $950,000, this home is listed about 138% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 713?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$950,000 runs 147% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $975,000, now $950,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Pam Capela. MLS #FC318273.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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