2727 MORNING LIGHT COURT, FLAGLER BEACH, FL, 32136
Active211 days on marketListed Jan 7, 2026MLS #FC314986
About this home
2727 MORNING LIGHT COURT
BRING YOUR OFFER! Experience the ultimate Florida waterfront lifestyle in this exceptional saltwater canal home in Beverly Beach, ideally located along scenic A1A between the Atlantic Ocean and the Intracoastal Waterway. Situated directly across from the beach with nearby private beach access, this three-story coastal retreat offers rare boating convenience with quick access to the Intracoastal and a new boat lift just installed July, 2026. Designed for comfortable coastal living, the home features 3 bedrooms, 3.5 baths along with an elevator servicing all levels. The spacious primary suite offers a relaxing sitting area, a private balcony overlooking the canal, and a spa-inspired bath featuring a double walk-in tiled shower with rain head, garden tub, dual vanities, and quartz countertops. The third floor showcases bright, open living spaces with Intracoastal and partial ocean views, creating the perfect setting for entertaining or relaxing after a day on the water. The open living and dining areas flow into a chef’s kitchen with a large island, tile backsplash, Monogram stainless steel appliances, and a custom built-in entertainment center, all opening to a private balcony with water views. Outdoor living is equally inviting, featuring a paver lanai, hot tub, and seating area overlooking the tranquil canal, along with a private dock for quick boating access to the Intracoastal Waterway. Boaters will also appreciate the community dock located directly on the Intracoastal, offering additional waterfront enjoyment. Additional highlights include a two-car garage with paver driveway, and a prime location near local dining, shopping, and coastal attractions. With Daytona Beach and St. Augustine just a short drive away, this property offers the perfect blend of luxury, boating convenience, and relaxed coastal living — truly a boater’s dream on Florida’s scenic A1A corridor.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,118
Sqft
0.08 ac
Lot size
2
Garage
2016
Year built
Three Or More
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,888 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,888/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.5%
$/sqft vs Flagler Beach actives
$298 vs $316
Days on market
211 vs 58 typical
Where $298/sqft sits among the 121 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
56 of 121
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 115% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2727 MORNING LIGHT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,075,000
119 S RIVERWALK DRIVE
3 bd · 3.5 ba · 3,109 sqft · $346/sqft · 33 DOM
Sold · Oct ’25$875,000
7 MENORCA WAY
4 bd · 4.5 ba · 3,058 sqft · $286/sqft · 139 DOM
Sold · Oct ’25$1,100,000
97 S RIVERWALK DRIVE
3 bd · 2.5 ba · 3,032 sqft · $363/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2727 MORNING LIGHT COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2727 MORNING LIGHT COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2727 MORNING LIGHT COURT FAQs
What would the monthly payment be for 2727 MORNING LIGHT COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,888/mo — principal and interest, the actual property-tax bill, the $365/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2727 MORNING LIGHT COURT?+
The association fee works out to $365 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2727 MORNING LIGHT COURT?+
The most recent tax bill on record (2025) was $12,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2727 MORNING LIGHT COURT?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $929,000, this home is listed about 68% above the Flagler Beach median of $553,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2727 MORNING LIGHT COURT?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$929,000 runs 115% above the FLAGLER BEACH 32136 median — but at 3,118 sqft it's also 55% larger than the typical Flagler Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
211 days on market against a Flagler Beach median of 58 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $949,000, now $929,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA · Jason Asher. MLS #FC314986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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