2626 OSPREY CIRCLE N, FLAGLER BEACH, FL, 32136
Active57 days on marketListed May 27, 2026MLS #V4949173
About this home
2626 OSPREY CIRCLE N
Experience coastal luxury living in this spectacular custom-built 2014 Key West style pool home perfectly situated between the Atlantic Ocean and the Intracoastal Waterway in the heart of beautiful Flagler Beach. From the moment you arrive, you’ll be captivated by the exceptional curb appeal featuring lush tropical landscaping, a stone-paver driveway, and welcoming front walkway that set the tone for the elegance found throughout the home. Designed with both comfort and entertaining in mind, this impressive 4-bedroom, 2-bath residence showcases quality craftsmanship and upgrades at every turn. Step inside to discover soaring 10-foot tray ceilings, crown molding, decorative columns, custom 7¼-inch baseboards, recessed lighting, upgraded fixtures and fans, along with a sophisticated blend of tile flooring and carpeting. The spacious open-concept floor plan seamlessly connects the living, dining, and family rooms, creating the perfect gathering space for family and friends. A stunning stone fireplace serves as the focal point of the family room, adding warmth and charm to the home’s inviting atmosphere. The chef-inspired kitchen is a true showpiece featuring custom 42-inch white cabinetry with under-cabinet lighting, granite countertops, tiled backsplash, stainless steel appliances, and abundant storage and prep space. Retreat to the luxurious owner’s suite where you can unwind in your spa-like bath complete with a relaxing Jacuzzi tub, walk-in tiled shower, double sink vanity, and spacious walk-in closet. Sliding glass doors lead to an oversized screened lanai designed for year-round outdoor living and entertaining, complete with a summer kitchen ideal for hosting gatherings or simply enjoying the coastal breeze. Outside, enjoy your private saltwater pool, which can be heated during the cooler seasons, allowing for year-round relaxation and enjoyment. This home truly offers the ultimate Florida lifestyle, just minutes from the beach, Intracoastal activities, dining, shopping, and everything Flagler Beach has to offer. Own your own piece of paradise in one of Florida’s most desirable coastal communities. All furnishings can be negotiated with sale. All information deemed accurate but cannot be guaranteed. Roof 2014, AC 3 years old and hot water heater is original.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,638
Sqft
0.51 ac
Lot size
2
Garage
2014
Year built
One
Levels
$360
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,158 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,158/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.4%
$/sqft vs Flagler Beach actives
$360 vs $313
Days on market
57 vs 68 typical
Where $360/sqft sits among the 125 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
61 of 125
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2626 OSPREY CIRCLE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$995,000
2574 N OCEAN SHORE BOULEVARD · same community
3 bd · 4 ba · 2,234 sqft · $445/sqft · 124 DOM
Sold · Nov ’25$499,999
2584 OSPREY CIRCLE S · same community
2 bd · 1.5 ba · 2,104 sqft · $238/sqft · 7 DOM
Sold · Apr ’26$682,000
82 N LAKEWALK DRIVE
3 bd · 3 ba · 2,640 sqft · $258/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2626 OSPREY CIRCLE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2626 OSPREY CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2626 OSPREY CIRCLE N FAQs
What would the monthly payment be for 2626 OSPREY CIRCLE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,158/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2626 OSPREY CIRCLE N?+
The most recent tax bill on record (2025) was $6,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $949,000, this home is listed about 63% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2626 OSPREY CIRCLE N?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$949,000 runs 111% above the FLAGLER BEACH 32136 median — but at 2,638 sqft it's also 28% larger than the typical Flagler Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · James Brodick, LLC. MLS #V4949173.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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