David Ramirez
$1,395,0003 bd3 ba1,988 sqft$702 /sqft$8,541 /mo all-in ↓

6525 OLD A1A N, PALM COAST, FL, 32137

Active261 days on marketListed Nov 5, 2025MLS #FC313721

Single Family ResidenceHAMMOCK

About this home

6525 OLD A1A N

Welcome to your rare, Old Florida 1.45 Acre compound, steps away from the Atlantic Ocean! The current owner is the ONLY owner and built this enduring, concrete poured, first and second floor including walls, fortress that can and has weathered the storms (literally), for almost the past 20 years! This home also includes a safe room, complete with concrete walls! Your front view along with your first and second floor wrap around decks, will have an expansive view of protected Washington Oaks to the south. You will be delighted with ocean views from the Southeast 2nd floor wrap around porch (this corner of the porch is PERFECT for a hammock!) This home was designed for Florida living at its finest. High ceilings throughout the first floor of the main house. Fantastic kitchen with double oven and gas cook top. The preferred gas cooking upgrade is only complete with the included hood to complete the experience. Double dishwasher accommodates all schedules! Free standing, Vermont castings wood burning fireplace makes for a cozy environment when the temperature does dip, adding a cuddled up ambiance by the ocean! The second floor is for OWNERS ONLY - your main suite has a great sitting area by the sliders out to the wrap around porch. Well appointed ensuite bath includes dual shower, vanity with a view and laundry chute conveniently included, directly to the laundry room! The guest house is a separate dwelling, complete with an 18' x 24' garage, and is also a concrete poured structure. The third bedroom and third full bath are located in the Guest House dwelling. Ample bedroom with full bath keeps all guests/visitors comfortable and is just steps from the main house. This is all located on your sprawling, fenced 1.45 acre compound, complete with a coded gate from the main road. There is plenty of space for a few ADU's, a luxury travel coach or a large boat. Bamboo clusters surround the back of the house providing a tropical feel as well as some natural privacy. This expansive backyard even includes an Osprey perch as well as numerous birdhouses scattered throughout the property. All of this amazing property would not be complete without the gazebo that is caddy corner to the Southwest corner of the main house. Just over 1,400 feet to the ocean and just over 2,000 feet to the ICW. You are only 3 minutes from Bing's Landing to launch your boat! 7 minutes to Publix supermarket and less than 8 minutes to I-95! You are less than 20 miles to historic St. Augustine. Less than 75 miles to Jacksonville International Airport! Contact me TODAY to secure this unique and amazing FL Gem for those that need some elbow room and no HOA!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,988

Sqft

1.45 ac

Lot size

3

Garage

2005

Year built

Two

Levels

$702

Per sqft

FireplacePark/Greenbelt & Trees/Woods & Water view

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System
InteriorCentral Vacuum · High Ceilings · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Chute · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMetal
ConstructionConcrete
FoundationSlab
ViewPark/Greenbelt · Trees/Woods · Water
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level · Oversized · Split Garage
ExteriorIrrigation System · Lighting · Rain Barrel/Cistern(s) · Sliding Doors

Community & fees

Taxes (2024)$3,964/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Fire Hydrant
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,541 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,527
PMI (est., until 20% equity)$523
Property tax — 2024 actual bill$330
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,500
Interest rate6.00%
Loan term

Estimated payment

$8,541/mo

Principal & interest$7,527
PMI (est., until 20% equity)$523
Property taxes (actual bill)$330
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Coast actives

$702 vs $221

Days on market

261 vs 47 typical

Where $702/sqft sits among the 400 Palm Coast actives

255
66
42
20
6
11 · this home
$157–248$248–339$339–429$429–520$520–611$611+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 6525 OLD A1A N

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

177 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 267% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Nov 5, 2025Listed at $1,395,000 · 261 days on market since
2005Built · HAMMOCK

Reality check

What actually sold near 6525 OLD A1A N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 NANTUCKET DRIVESold · Feb ’26

$430,000

5 NANTUCKET DRIVE

3 bd · 2.5 ba · 1,991 sqft · $216/sqft · 118 DOM

86 LAS CASITAS BOULEVARDSold · Nov ’25

$460,000

86 LAS CASITAS BOULEVARD

4 bd · 2 ba · 1,999 sqft · $230/sqft · 362 DOM

6 SAN FILIPE WAYSold · Aug ’25

$482,000

6 SAN FILIPE WAY

4 bd · 2 ba · 2,000 sqft · $241/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6525 OLD A1A N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6525 OLD A1A N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6525 OLD A1A N FAQs

What would the monthly payment be for 6525 OLD A1A N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,541/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6525 OLD A1A N?+

The most recent tax bill on record (2024) was $3,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6525 OLD A1A N?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,395,000, this home is listed about 253% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6525 OLD A1A N?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,395,000 runs 267% above the PALM COAST 32137 median.

02Park/Greenbelt & Trees/Woods & Water views

The park/greenbelt and trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

261 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HAMMOCK REAL ESTATE GROUP · Luke O'Reilly. MLS #FC313721.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6525 OLD A1A N, PALM COAST, FL — 3 Bed, 3 Bath — $1,395,000 | CENTURY 21 Edge