11 AVENUE MONET, PALM COAST, FL, 32137
Active362 days on marketListed Jul 28, 2025MLS #FC311287
About this home
11 AVENUE MONET
Set on a quiet ½-acre cul-de-sac in the distinguished, guard-gated Hammock Dunes community, this 3,984 sq ft custom estate offers privacy, space, and the rare opportunity to create your own outdoor masterpiece. Designed for both everyday comfort and elevated entertaining, the home features 3 bedrooms plus a flexible den/office (optional 4th bedroom) and 3.5 baths. Soaring coffered ceilings, abundant natural light, and an open, flowing floor plan create an inviting, upscale atmosphere from the moment you enter. The gourmet kitchen is a true centerpiece with custom cabinetry, granite countertops, Bosch appliances, and a generous island ideal for hosting. The adjacent family room includes a built-in wet bar and fireplace, making it perfect for relaxed gatherings or evening entertaining. The primary suite is a private retreat, complete with a spa-style bath featuring a soaking tub, walk-in shower, and dual custom closets. Two additional ensuite bedrooms provide comfort and privacy for guests or family. Outdoor living is effortless with a screened lanai and full outdoor kitchen overlooking lush landscaping and a peaceful preserve—offering a tranquil backdrop and the freedom to design your ideal outdoor escape. Notable features include an owned 250-gallon propane tank, whole-house water filtration system, in wall safe, oversized 3-car garage, and an exceptionally large laundry room with built-in workspace and storage. Located in one of Palm Coast’s most sought-after luxury communities, residents enjoy optional memberships with access to championship golf, tennis, fitness, dining, and private beach access. This is not just a home—it’s a canvas for the lifestyle you want.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,940
Sqft
0.54 ac
Lot size
3
Garage
2015
Year built
One
Levels
$355
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,958 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,958/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$355 vs $221
Days on market
362 vs 47 typical
Where $355/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
175 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 268% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 AVENUE MONET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,650,000
52 N WATERVIEW DRIVE
3 bd · 4 ba · 4,012 sqft · $411/sqft · 77 DOM
Sold · May ’26$872,000
37 N WATERVIEW DRIVE
4 bd · 3.5 ba · 4,107 sqft · $212/sqft · 4 DOM
Sold · Nov ’25$1,400,000
15 SAN GABRIEL LANE
4 bd · 4.5 ba · 4,271 sqft · $328/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11 AVENUE MONET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 AVENUE MONET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11 AVENUE MONET FAQs
What would the monthly payment be for 11 AVENUE MONET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,958/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11 AVENUE MONET?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11 AVENUE MONET?+
The most recent tax bill on record (2024) was $7,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 AVENUE MONET?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,399,000, this home is listed about 254% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11 AVENUE MONET?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,399,000 runs 268% above the PALM COAST 32137 median — but at 3,940 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Time on market is leverage
362 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,650,000, now $1,399,000 — a $251K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK · Barbara Cannon. MLS #FC311287.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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