2XXX JOYCE, FLAGLER BEACH, FL, 32136
Active334 days on marketListed Aug 23, 2025MLS #FC312141
About this home
2XXX JOYCE
Build Your Coastal Dream in Flagler Beach! Imagine designing your perfect retreat just steps from the Intracoastal Waterway and moments from the Atlantic Ocean. High & dry, with the coveted Zone X designation! Use any builder with no time frame to build! With nearly a third of an acre(.31 acres) to build on, this oversized parcel can fit a wide array of floorplans and designs! Private location, but do not let this country setting fool you because you right in the heart of Flagler beach! This unimproved parcel offers the rare flexibility to be purchased individually or combined with two adjacent lots, creating over 1.13 acres of endless possibilities! Whether you envision a multi-generational compound, a spacious single-family home, or a coastal getaway, the location is unmatched—close to unique shops, local dining, boat ramps, scenic trails, and the laid-back Flagler Beach lifestyle.
Facts & features
The home at a glance
0.31 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,280 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,280/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2XXX JOYCE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$180,000
38 VILLAGE DRIVE
1 bd · 1.5 ba · 945 sqft · $190/sqft · 153 DOM
Sold · Apr ’26$250,000
1405 S FLAGLER AVENUE
2 bd · 1 ba · 970 sqft · $258/sqft · 39 DOM
Sold · Sep ’25$403,000
390 PALM DRIVE
3 bd · 2 ba · 1,040 sqft · $388/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2XXX JOYCE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2XXX JOYCE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2XXX JOYCE FAQs
What would the monthly payment be for 2XXX JOYCE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,280/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2XXX JOYCE?+
The most recent tax bill on record (2025) was $1,365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $159,000, this home is listed about 73% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2XXX JOYCE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$159,000 is 65% below the FLAGLER BEACH 32136 median of $449,900.
02Time on market is leverage
334 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · John King. MLS #FC312141.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Flagler Beach homes, in your inbox
Like 2XXX JOYCE but not quite? A daily digest of every new listing in Flagler Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →