2400 JOYCE STREET, FLAGLER BEACH, FL, 32136
Active335 days on marketListed Aug 22, 2025MLS #FC312139
About this home
2400 JOYCE STREET
PRICE IMPROVEMENT!! UNIQUE HOME AND LAND OWNERSHIP OPPORTUNITY! 3 ADJACENT PARCELS AVAILABLE-This single family home property features several unique features that must be seen to be appreciated! This 4-bedroom, 2.5-bath HOME with a 2-car GARAGE sits on the rear parcel and OFFERS a host of MODERN IMPROVEMENTS for COMFORTABLE LIVING: * Roof replaced in 2017 * New HVAC system INSTALLED in 2021 * Septic system with a NEW leach field REPLACED in 2021 * FRESHLY painted interior * Newer water heater for added efficiency * 100 lb. LEASED propane tank * Spacious rear screened porch – PERFECT for outdoor relaxation *** Zoned Flood Zone X – HIGH and DRY with NO flood INSURANCE requirements This move-in ready home COMBINES peace of mind with PRACTICAL updates—ideal for FAMILIES or INVESTORS seeking low-maintenance living. Less than HALF OF A MILE to the BEACH. PRIVATE setting with easy ACCESS to local shops, dining, and entertainment and of course- THE OCEAN! LOCATED in one of FLORIDA'S most beloved COASTAL towns, FLAGLER BEACH offers the perfect mix of LAID-BACK BEACH VIBES and vibrant COMMUNITY LIFESTYLE. With over eight miles of CINNAMON SAND BEACH, along with surfing, biking, walking trails, FISHING, and a bustling downtown filled with eclectic restaurants, bars, and boutiques, this is MORE than a property—it’s a LIFESTYLE. WOULD YOU LIKE TO OWN OVER 1 ACRE IN THE HEART OF FLAGLER BEACH?? IMAGINE THE POSSIBILITIES....
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,520
Sqft
0.31 ac
Lot size
2
Garage
1979
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,760 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,760/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Flagler Beach actives
$227 vs $315
Days on market
335 vs 68 typical
Where $227/sqft sits among the 125 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
61 of 125
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2400 JOYCE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$570,000
612 S CENTRAL AVENUE
3 bd · 3.5 ba · 1,517 sqft · $376/sqft · 20 DOM
Sold · Jul ’26$402,500
333 PALM CIRCLE
3 bd · 2 ba · 1,510 sqft · $267/sqft · 254 DOM
Sold · Jul ’26$402,500
333 Palm Cir, Other City - In The State Of Florida FL 32136
3 bd · 2 ba · 1,510 sqft · $267/sqft · 262 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2400 JOYCE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2400 JOYCE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2400 JOYCE STREET FAQs
What would the monthly payment be for 2400 JOYCE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,760/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2400 JOYCE STREET?+
The most recent tax bill on record (2025) was $5,003. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $345,000, this home is listed about 41% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2400 JOYCE STREET?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$345,000 is 23% below the FLAGLER BEACH 32136 median of $449,900, and at $227/sqft it sits under the Flagler Beach average of $351.
02Time on market is leverage
335 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $388,000, now $345,000 — a $43K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · John King. MLS #FC312139.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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