725 STATE ROAD, LAKE CITY, FL, 32025
Active1508 days on marketListed Jun 6, 2022MLS #FC280485
About this home
725 STATE ROAD
Vacant Commerical Land 2.499 acres Flood Zone X and rear portion Flood Zone A, high traffic area, partially cleared,
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,884 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,884/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32025 — neighborhood snapshot
Population
23,268
Median age
39.5
Median income
$47,074
Median home value
$184,900
Avg household
2.35
Households w/ children
2,322
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$285K → $385K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% above the LAKE CITY 32025 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 725 STATE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$84,000
689 SE DADE STREET
2 bd · 1 ba · 616 sqft · $136/sqft · 0 DOM
Sold · Sep ’25$100,000
600 NW HOLIDAY DRIVE
3 bd · 2 ba · 1,096 sqft · $91/sqft · 28 DOM
Sold · Jul ’26$168,000
396 NW HILLSBORO STREET
2 bd · 1 ba · 1,128 sqft · $149/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 725 STATE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 725 STATE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
725 STATE ROAD FAQs
What would the monthly payment be for 725 STATE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,884/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 725 STATE ROAD?+
The most recent tax bill on record (2021) was $1,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $625,000, this home is listed about 59% above the Lake City median of $392,525. The market section on this page shows how the area is trending.
Which schools are assigned to 725 STATE ROAD?+
Columbia High School (high), Eastside Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROBIN JONES REALTY · Robin Jones. MLS #FC280485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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