David Ramirez
$4,999,990$5,099,0005 bd6.5 ba5,242 sqft$954 /sqft$34,925 /mo all-in ↓

501 Golden Harbour Drive, Boca Raton FL 33432, BOCA RATON, FL, 33432

Active185 days on marketListed Feb 11, 2026MLS #F10550827

Reduced $99KWaterfrontPrivate poolSingle Family ResidenceGolden Harbour Sec 01

About this home

501 Golden Harbour Drive, Boca Raton FL 33432

Welcome to Golden Harbour's best-priced waterfront estate. A striking marble staircase and soaring ceilings welcome you with beautiful water views. The chef's kitchen opens to spacious living and dining areas, ideal for everyday living and entertaining. The primary suite offers sweeping water views, a private lounge, dual walk-in closets, and a spa-inspired bath. Five bedrooms and six-and-a-half baths include a private guest wing ideal for an office or in-laws, plus an additional office with water views. The home features a new roof. Outdoor living includes a summer kitchen overlooking a heated pool and spa, along with a concrete dock, a 60' +/- main dock, and a 20' +/- extension. Minutes from the beach, Mizner Park, and The Boca Resort.

Facts & features

The home at a glance

5

Bedrooms

6.5

Bathrooms

5,242

Sqft

0.2 ac

Lot size

3

Garage

2005

Year built

2

Levels

$954

Per sqft

Private poolWaterfrontCanal & Pool & Water & Canal View view

Inside

FlooringMarble · Other
AppliancesDishwasher · Dryer · Microwave · Gas Range · Refrigerator · Washer
InteriorFirst Floor Entry · Den/Library/Office · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionCBS Construction
ViewCanal · Pool · Water · Canal View
FacesSouth
Parking2 Or More Spaces · Circular Driveway · Driveway · Parking Garage
ExteriorBuilt-In Grill

Community & fees

Taxes (2024)$70,927/yr

Utilities & systems

WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$34,925 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$26,980
PMI (est., until 20% equity)$1,875
Property tax — 2024 actual bill$5,911
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $499,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $499,999
Interest rate6.00%
Loan term

Estimated payment

$34,925/mo

Principal & interest$26,980
PMI (est., until 20% equity)$1,875
Property taxes (actual bill)$5,911
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Raton actives

$954 vs $321

Days on market

185 vs 56 typical

Where $954/sqft sits among the 400 Boca Raton actives

227
77
36
19 · this home
14
27
$141–360$360–578$578–797$797–1015$1015–1234$1234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Golden Harbour

Map of 501 Golden Harbour Drive, Boca Raton FL 33432 inside its neighborhood boundary

Get to know Boca Raton. See the full Boca Raton guide →

Golden Harbour — neighborhood snapshot

Population

288

Median age

54

Median income

$56,419

Avg household

2

Households w/ children

19%

For the school run

Palm Beach County School District

ElementaryBoca Raton Elementary School★★★★★
MiddleBoca Raton Community Middle School★★★★★
HighBoca Raton Community High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Raton market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$3.6M$710K

Boca Raton median sold, yr/yr

93.4%

Sale-to-list ratio (12 mo)

52 of 400

Boca Raton actives have cut their price

Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1153% above the BOCA RATON 33432 median. See the full Boca Raton market guide →

Paper trail

This home's history

CurrentPrice reduced to $4,999,990 $99K
Feb 11, 2026Listed at $5,099,000 · 185 days on market since
2005Built · Golden Harbour Sec 01

Reality check

What actually sold near 501 Golden Harbour Drive

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

354 NE 4th Street, Boca Raton FL 33432Sold · Jun ’26

$6,050,000

354 NE 4th Street, Boca Raton FL 33432

5 bd · 5.5 ba · 5,252 sqft · $1,152/sqft · 269 DOM

2900 NE 7th Drive, Boca Raton FL 33431Sold · Jun ’26

$6,800,000

2900 NE 7th Drive, Boca Raton FL 33431

4 bd · 4.5 ba · 5,074 sqft · $1,340/sqft · 205 DOM

465 NE 4th Street, Boca Raton FL 33432Sold · May ’26

$4,300,000

465 NE 4th Street, Boca Raton FL 33432

5 bd · 5.5 ba · 5,059 sqft · $850/sqft · 619 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 501 Golden Harbour Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 501 Golden Harbour Drive — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

501 Golden Harbour Drive FAQs

What would the monthly payment be for 501 Golden Harbour Drive, Boca Raton FL 33432?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $34,925/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 501 Golden Harbour Drive, Boca Raton FL 33432?+

The most recent tax bill on record (2024) was $70,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Boca Raton?+

At $4,999,990, this home is listed about 809% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to 501 Golden Harbour Drive, Boca Raton FL 33432?+

Boca Raton Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$4,999,990 runs 1153% above the BOCA RATON 33432 median — but at 5,242 sqft it's also nearly 3 times the size of the typical Boca Raton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

185 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Boca Raton Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $5,099,000, now $4,999,990 — a $99K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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