
495 E Royal Palm Road # 601, Boca Raton FL 33432, BOCA RATON, FL, 33432
Active33 days on marketListed Jul 10, 2026MLS #B26050936
About this home
495 E Royal Palm Road # 601, Boca Raton FL 33432
Discover Residence 601 — a rare corner residence in Royal Palm's most coveted '01' line, where Intracoastal and ocean vistas unfold from nearly every room. Spanning over 3,800 square feet, this exceptional 4-bedroom, 4.1-bathroom home blends scale, light, and craftsmanship in a way few residences can match. A private elevator delivers you directly into the residence, setting an immediate tone of exclusivity. Floor-to-ceiling glass and porcelain flooring create a bright, seamless flow from room to room. At the heart of the home, the kitchen impresses with Italian cabinetry, natural gas cooking, double dishwashers, and an uncommon window placement above the sink — complemented by an outdoor gas grill. Electric drapes throughout offer instant privacy and light control. For those who love to entertain, a strikingly elegant bar awaits — complete with a built-in ice maker and dedicated refrigerator, creating the ultimate setting for hosting in style, whether it's an intimate cocktail hour or a lively gathering with friends. A custom mud room offers thoughtfully designed storage, adding everyday function to the home's undeniable style. Step outside to enjoy several private balconies, including a grand wraparound terrace that wraps the residence in panoramic views. The formal living room and a dedicated den or media space provide flexibility for how you live and entertain. Throughout the home, exceptionally large walk-in closets offer a rare and coveted level of storage, not often found in the building. The primary suite is a serene escape overlooking the ocean, complete with an oversized custom walk-in closet and a spa-caliber bath featuring two separate water closets and a strikingly beautiful shower view — a detail few homes can offer. Perhaps most notable, this tower stands alone within Royal Palm Residences as the only building offering its own dedicated doorman and valet- a distinction that sets it apart from every other tower in the community and delivers an unmatched level of service and security. Residents also enjoy a heated pool, a fully equipped fitness center, private storage, and a sophisticated club room — all just moments from Boca Raton's finest shopping, dining, and boating, with the iconic Boca Raton Resort & Club and the beach only minutes away. This is more than a residence — it's a rare opportunity to own one of Royal Palm's finest addresses. Exclusions: Chandelier and shelving in secondary bedroom, TVs, scent diffuser system, safe in primary closet, water filtration system at kitchen sink.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,458
Sqft
0 ac
Lot size
2
Garage
2024
Year built
1
Levels
$1,446
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$39,022 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$39,022/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boca Raton actives
$1,446 vs $321
Days on market
33 vs 56 typical
Where $1,446/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Boca
Get to know Boca Raton. See the full Boca Raton guide →
Downtown Boca — neighborhood snapshot
Population
4,248
Median age
50
Median income
$93,358
Median home value
$1,181,851
Avg household
2
Households w/ children
111
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
51 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1153% above the BOCA RATON 33432 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 495 E Royal Palm Road # 601
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$3,150,000
495 E Royal Palm Road # 402, Boca Raton FL 33432 · same community
4 bd · 4.5 ba · 3,428 sqft · $919/sqft · 223 DOM
Sold · Oct ’25$3,065,000
495 E Royal Palm Road # 401, Boca Raton FL 33432 · same community
3 bd · 3.5 ba · 3,715 sqft · $825/sqft · 262 DOM
Sold · Apr ’26$2,800,000
475 E Royal Palm Road # 605, Boca Raton FL 33432 · same community
4 bd · 4.5 ba · 2,881 sqft · $972/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 495 E Royal Palm Road # 601 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 495 E Royal Palm Road # 601 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
495 E Royal Palm Road # 601 FAQs
What would the monthly payment be for 495 E Royal Palm Road # 601, Boca Raton FL 33432?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $39,022/mo — principal and interest, the actual property-tax bill, the $4,932/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 495 E Royal Palm Road # 601, Boca Raton FL 33432?+
The association fee works out to $4,932 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 495 E Royal Palm Road # 601, Boca Raton FL 33432?+
The most recent tax bill on record (2025) was $60,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 495 E Royal Palm Road # 601, Boca Raton FL 33432?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $4,999,999, this home is listed about 809% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 495 E Royal Palm Road # 601, Boca Raton FL 33432?+
Boca Raton Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$4,999,999 runs 1153% above the BOCA RATON 33432 median — but at 3,458 sqft it's also nearly twice the size of the typical Boca Raton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $4,932/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Boca Raton Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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