David Ramirez
$5,600,0003 bd3.5 ba2,714 sqft$2,063 /sqft$36,627 /mo all-in ↓

585 BUTTONWOOD BAY DRIVE, BOCA GRANDE, FL, 33921

Active2 days on marketListed Jul 31, 2026MLS #D6148254

Single Family ResidenceSOUTH BAY SUB

About this home

585 BUTTONWOOD BAY DRIVE

Experience refined coastal living in this beautifully remodeled 3-bedroom, 3.5-bath waterfront residence with bonus space in the highly sought-after Boca Bay Buttonwood community. Perfectly positioned on large open water with private dockage, this exceptional home blends timeless design with comprehensive 2025 upgrades for true peace of mind. The exterior has been completely transformed with a new metal roof (2025), all-new Hardie siding and trim, hurricane-rated windows and sliding glass doors, and a hurricane-rated side garage door. Exterior lighting has been fully replaced, and the third-floor balcony was rebuilt following Hurricane Ian. The private dock has been significantly enhanced in 2025 with an additional 159 square feet, raised walk path (permitted), and electrical modifications to accommodate boat lifts—creating a premier waterfront setup. Inside, the home showcases new hardwood flooring throughout staircases, third-floor loft, and bedrooms, along with freshly painted walls and trim. Plantation shutters and four new motorized shades elevate both style and comfort. The main living area features a custom-built entertainment center designed to accommodate a 70-inch TV. The 2025 chef’s kitchen is a showpiece, offering new stainless-steel Thermador appliances including a 36” gas cooktop, refrigerator, and dishwasher, along with a 24” drawer microwave, wine cooler, Cortez countertops, tile backsplash, new faucets, and updated disposal. Both garages feature new epoxy floors and LED lighting, with a new mop sink in the north garage. Additional highlights include a Grundfos booster pump, certified backflow preventer, new Electrolux washer and dryer, and fully renovated bathrooms with Cortez countertops, new tile, updated fixtures, and dual vanities in the third-floor primary suite. An extraordinary opportunity to own a move-in-ready waterfront home in Boca Bay.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,714

Sqft

0.3 ac

Lot size

2

Garage

1995

Year built

Two

Levels

$2,063

Per sqft

Inside

FlooringCeramic Tile · Epoxy
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationBlock
FacesEast
ExteriorIrrigation System · Lighting · Outdoor Shower · Private Entrance · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$228/mo
Taxes (2025)$47,065/yr
PetsCats OK, Dogs OK
CommunityBay/Harbor Front · Boat Slip · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$36,627 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$30,217
PMI (est., until 20% equity)$2,100
Property tax — 2025 actual bill$3,922
HOA fee — from the listing$228
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $560,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $560,000
Interest rate6.00%
Loan term

Estimated payment

$36,627/mo

Principal & interest$30,217
PMI (est., until 20% equity)$2,100
Property taxes (actual bill)$3,922
HOA / condo fee$228
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Grande actives

$2,063 vs $1,464

Days on market

2 vs 99 typical

Where $2,063/sqft sits among the 39 Boca Grande actives

10
8
13
3 · this home
3
2
$722–1080$1080–1439$1439–1798$1798–2156$2156–2515$2515+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Bay

Map of 585 BUTTONWOOD BAY DRIVE inside its neighborhood boundary

Get to know Boca Grande. See the full Boca Grande guide →

South Bay — neighborhood snapshot

Population

58

Median age

67

Median income

$225,283

Median home value

$2,000,000

Avg household

2

For the school run

Lee County School District

ElementaryThe Island School★★★★
HighMariner High School★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighIsland Coast High School★★★★
ElementaryThe Sanibel School★★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans buyer12.3 months of inventoryBuyer’s market

$1.6M$3.3M

Boca Grande median sold, yr/yr

91.5%

Sale-to-list ratio (12 mo)

9 of 39

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 382% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $5,600,000 · 2 days on market since
1995Built · SOUTH BAY SUB

Reality check

What actually sold near 585 BUTTONWOOD BAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

521 BUTTONWOOD BAY DRIVESold · Feb ’26

$4,050,000

521 BUTTONWOOD BAY DRIVE · same community

3 bd · 3 ba · 3,006 sqft · $1,347/sqft · 61 DOM

589 BUTTONWOOD BAY DRIVESold · Dec ’25

$5,275,000

589 BUTTONWOOD BAY DRIVE · same community

3 bd · 3.5 ba · 3,204 sqft · $1,646/sqft · 1 DOM

372 BAILY STREETSold · Jan ’26

$3,500,000

372 BAILY STREET

3 bd · 2.5 ba · 2,760 sqft · $1,268/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 585 BUTTONWOOD BAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 585 BUTTONWOOD BAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

585 BUTTONWOOD BAY DRIVE FAQs

What would the monthly payment be for 585 BUTTONWOOD BAY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $36,627/mo — principal and interest, the actual property-tax bill, the $228/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 585 BUTTONWOOD BAY DRIVE?+

The association fee works out to $228 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 585 BUTTONWOOD BAY DRIVE?+

The most recent tax bill on record (2025) was $47,065. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 585 BUTTONWOOD BAY DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Grande?+

At $5,600,000, this home is listed about 124% above the Boca Grande median of $2,497,500. The market section on this page shows how the area is trending.

Which schools are assigned to 585 BUTTONWOOD BAY DRIVE?+

The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Cape Coral High School (high), Island Coast High School (high), The Sanibel School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$5,600,000 runs 382% above the BOCA GRANDE 33921 median — but at 2,714 sqft it's also 50% larger than the typical Boca Grande listing.

02Fresh on the market

Only 2 days on market in a Boca Grande market that averages 99 — if it fits, move quickly.

03Strong assigned schools

The Island School, Mariner High School, Ida S. Baker High School, Cape Coral High School, Island Coast High School, The Sanibel School, North Fort Myers High School — The Island School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BOCA GRANDE REAL ESTATE, INC. · Ralph DiLena, Jr.. MLS #D6148254.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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