David Ramirez
$5,995,0003 bd3 ba3,317 sqft$1,807 /sqft$39,908 /mo all-in ↓

16 GROUPER HOLE DRIVE, BOCA GRANDE, FL, 33921

Active174 days on marketListed Feb 10, 2026MLS #TB8474700

WaterfrontPrivate poolSingle Family ResidenceEAST SHORE ACRES

About this home

16 GROUPER HOLE DRIVE

Private custom designed home with deepwater protected dockage on a lot and a half (150’) — situated directly across from the Boca Grande Club! This exquisite 3-bedroom, 3-bathroom BIG VIEW waterfront Estate Property is a 1996 National award winning architectural design, set within a lush tropical oasis with rich verdant greenery and mature native landscaping. Incredible and expansive views front Gasparilla Sound and the ICW, additionally with multiple decks facing East and West with over 4,000 sq. ft. under roof! The main level features an open-concept layout ideal for effortless entertaining, seamlessly connecting the kitchen, dining, and living areas, boasting soaring ceilings and abundant natural light throughout - all Andersen doors and windows. Enjoy a true indoor-outdoor lifestyle with panoramic coastal vistas and a fluid transition to the very cozy screened-in lanai over the pool – perfect for relaxing or hosting while taking in the serene surroundings. The gourmet kitchen is a chef’s haven featuring granite countertops & center-island with abundant prep space, a DCS professional 6 burner duel-fuel range / double oven, oversized paneled Sub Zero refrigerator and freezer designed to blend seamlessly with custom cabinetry, plus a breakfast nook/coffee bar and pantry… The dedicated Master level provides a serene private retreat showcasing exceptional 240° views with hers and his walk-in closets. Embrace the height of comfort and relaxation with a spacious ensuite bath with spa-like soaking tub and separate shower, and two private decks for taking in year-round breathtaking sunrises, moonrises, and sunsets. On the ground level, step outside to an expansive pool deck with plenty of space for outdoor entertainment with a very large waterfront pool and separate covered spa. Just steps away to your (cool-to-the-feet) shellstone tile deck out to your own private deep-water dockage complete with three boat lifts (13,000, 7,000, and 7,000 lbs) – a dream for avid boaters and fishermen alike. Two car plus golf cart garage with lots of storage, a wine cellar, and excellent Bonus space! This is the very best comfortable Island Living in this nearly 1 acre waterfront estate at the very best pricing! Come see why…?

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,317

Sqft

0.99 ac

Lot size

2

Garage

1995

Year built

Three Or More

Levels

$1,807

Per sqft

Private poolWaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Other
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Freezer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingElectric · Zoned

Outside & construction

RoofMetal
ConstructionBlock · Wood Frame
FoundationStem Wall
ViewTrees/Woods · Water
FacesWest
ParkingCircular Driveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

Taxes (2025)$61,815/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Meter · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$39,908 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$32,349
PMI (est., until 20% equity)$2,248
Property tax — 2025 actual bill$5,151
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $599,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $599,500
Interest rate6.00%
Loan term

Estimated payment

$39,908/mo

Principal & interest$32,349
PMI (est., until 20% equity)$2,248
Property taxes (actual bill)$5,151
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Grande actives

$1,807 vs $1,464

Days on market

174 vs 115 typical

Where $1,807/sqft sits among the 38 Boca Grande actives

8
7
12
5 · this home
2
4
$722–1020$1020–1318$1318–1616$1616–1914$1914–2212$2212+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Grande

Map of 16 GROUPER HOLE DRIVE

Get to know Boca Grande. See the full Boca Grande guide →

BOCA GRANDE 33921 — neighborhood snapshot

Population

633

Median age

68.3

Median income

$121,849

Median home value

$2,000,000

Avg household

1.6

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$1.6M$3.6M

Boca Grande median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

9 of 38

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 445% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

Feb 10, 2026Listed at $5,995,000 · 174 days on market since
1995Built · EAST SHORE ACRES

Reality check

What actually sold near 16 GROUPER HOLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9 PEEKINS COVE DRIVESold · Jun ’26

$3,400,000

9 PEEKINS COVE DRIVE · same community

3 bd · 3 ba · 2,299 sqft · $1,479/sqft · 112 DOM

9880 NE GASPARILLA PASS BOULEVARDSold · Jan ’26

$5,400,000

9880 NE GASPARILLA PASS BOULEVARD

3 bd · 3.5 ba · 3,301 sqft · $1,636/sqft · 26 DOM

16250 SUNSET PINES CIRCLESold · Mar ’26

$3,100,000

16250 SUNSET PINES CIRCLE

4 bd · 3.5 ba · 3,487 sqft · $889/sqft · 375 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16 GROUPER HOLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16 GROUPER HOLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

16 GROUPER HOLE DRIVE FAQs

What would the monthly payment be for 16 GROUPER HOLE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $39,908/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16 GROUPER HOLE DRIVE?+

The most recent tax bill on record (2025) was $61,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16 GROUPER HOLE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Grande?+

At $5,995,000, this home is listed about 166% above the Boca Grande median of $2,250,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16 GROUPER HOLE DRIVE?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$5,995,000 runs 445% above the BOCA GRANDE 33921 median — but at 3,317 sqft it's also nearly twice the size of the typical Boca Grande listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Robert Melvin. MLS #TB8474700.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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