David Ramirez
$289,0002 bd1 ba830 sqft$348 /sqft$2,110 /mo all-in ↓

898 S BROADWAY, ENGLEWOOD, FL, 34223

Active8 days on marketListed Jul 16, 2026MLS #D6148104

Priced 26% below the ENGLEWOOD 34223 medianSingle Family ResidenceHORTON ESTATES THE

About this home

898 S BROADWAY

Adorable Florida Retreat Just Minutes from Englewood Beach! Perfectly situated in the heart of Englewood, this charming 2-bedroom, 1-bath home offers the ideal blend of comfort, convenience, and coastal living—all less than 2 miles from Englewood Beach. From the moment you arrive, you'll appreciate the inviting curb appeal, mature tropical landscaping, and oversized driveway leading to a spacious oversized two-car garage built in 2015, providing plenty of room for vehicles, golf carts, beach gear, or a workshop. This well-maintained home offers valuable updates that provide peace of mind, including a new roof on the main house (2014), impact-resistant windows and doors on the main house (2015), an expanded Florida room and garage addition (2015), and an updated HVAC system (2019). Inside, you'll find a bright, functional floor plan with an extended, air-conditioned Florida room that adds versatile living space—perfect for relaxing, entertaining, or enjoying the Florida sunshine year-round. Located just minutes from Englewood's beautiful beaches, public boat ramps, waterfront parks, boutique shopping, local restaurants, and live entertainment, this home places you in the center of everything the Florida Gulf Coast has to enjoy. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this property is ready for you to make it your own. Don't miss this opportunity to own an affordable slice of paradise in one of Southwest Florida's most desirable beach communities!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

830

Sqft

0.2 ac

Lot size

2

Garage

1962

Year built

One

Levels

$348

Per sqft

Partially

Inside

FlooringVinyl
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Wood Cabinets · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesEast
ExteriorIrrigation System · Lighting

Community & fees

Taxes (2025)$1,449/yr

Utilities & systems

UtilitiesPublic · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,110 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$121
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,115
Interest rate6.00%
Loan term

Estimated payment

$2,110/mo

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$121
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $289K
$247KedgeAI estimate $287,390 · range $257K$362K$377K

vs edgeAI estimate

+0.6%

$/sqft vs Englewood actives

$348 vs $240

Days on market

8 vs 59 typical

Where $348/sqft sits among the 400 Englewood actives

168
103
68 · this home
21
15
25
$115–217$217–318$318–420$420–522$522–624$624+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Horton Estates

Map of 898 S BROADWAY inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Horton Estates — neighborhood snapshot

Population

143

Median age

63

Median income

$56,124

Median home value

$228,060

Avg household

2

Households w/ children

6%

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

183 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $289,000 · 8 days on market since
1962Built · HORTON ESTATES THE

Reality check

What actually sold near 898 S BROADWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

850 S BROADWAYSold · Mar ’26

$225,000

850 S BROADWAY · same community

2 bd · 1.5 ba · 935 sqft · $241/sqft · 18 DOM

709 SPRUCE STREETSold · Sep ’25

$135,000

709 SPRUCE STREET · same community

2 bd · 2 ba · 1,172 sqft · $115/sqft · 6 DOM

899 S BROADWAYSold · Sep ’25

$235,000

899 S BROADWAY · same community

3 bd · 2 ba · 1,248 sqft · $188/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 898 S BROADWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 898 S BROADWAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

898 S BROADWAY FAQs

What would the monthly payment be for 898 S BROADWAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,110/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 898 S BROADWAY?+

The most recent tax bill on record (2025) was $1,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $289,000, this home is listed about 22% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 898 S BROADWAY?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PARSLEY BALDWIN REAL ESTATE · Christina Sexton. MLS #D6148104.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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