David Ramirez
$279,000$289,9003 bd2 ba1,581 sqft$176 /sqft$2,304 /mo all-in ↓

1431 SANDERLING DRIVE, ENGLEWOOD, FL, 34224

Active472 days on marketListed Apr 18, 2025MLS #C7508842

Reduced $11KManufactured HomeHOLIDAY MOBILE ESTATES 3RD ADD

About this home

1431 SANDERLING DRIVE

This beautifully maintained 2019 PALM HARBOR HOME offers 1,581 sq ft under air (2,823 total sq ft) and blends comfort, style, and functionality. Featuring 3 bedrooms, 2 bathrooms, a 2-car garage, and two inviting lanais, the home’s soaring ceilings create a bright, open, and airy feel throughout. The MODERN UPGRADED KITCHEN is designed for both everyday living and entertaining, showcasing a large ISLAND BREAKFAST BAR, farmhouse sink, abundant counter space, ample cabinetry, and stainless steel appliances. The spacious primary suite includes a walk-in closet and a private ensuite bath with dual vanities and a walk-in shower. The second bedroom also features a walk-in closet, while the third bedroom is equipped with a Murphy bed and built-in storage—ideal for guests or a flexible home office. A well-appointed guest bathroom offers a tub/shower combination and generous vanity space. The home also includes a dedicated laundry room with additional storage. Step outside to your PRIVATE LANAI RETREAT—perfect for relaxing or entertaining—with a custom bar area that creates a true indoor-outdoor lifestyle experience. An additional patio space features a gas firepit, offering the perfect setting for evening gatherings. The garage includes a versatile bonus area currently used as a shed, ideal for a workshop, hobby space, or extra storage. Recent updates include a new ROOF (2024), water heater, and hurricane shutters. A GOLF CART (with new 2024 batteries), FURNITURE, GENERATOR, LAWN EQUIPMENT AND TOOLS ARE ALL NEGOTIABLE. Enjoy optional membership to the Edgewater Clubhouse for $350/year, featuring a POOL, tennis courts, shuffleboard, and bocce ball. The low HOA fee is just $35/year. Located near boating, fishing, five golf courses, and Gulf Coast beaches, this home also offers easy access to popular local dining spots like Farlow’s on the Water, Gerry’s Tiki Hut, and SandBar Tiki & Grille. Whether you're looking for a full-time residence or the perfect seasonal retreat, this home delivers the best of Florida Gulf Coast living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,581

Sqft

0.18 ac

Lot size

2

Garage

2019

Year built

One

Levels

$176

Per sqft

55+ communityPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCrown Molding · High Ceilings · Open Floorplan · Split Bedroom
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
FacesSouth
ExteriorHurricane Shutters · Rain Gutters · Sliding Doors

Community & fees

HOA fee$29/mo
Taxes (2024)$4,187/yr
PetsYes
CommunityCommunity Boat Ramp · Water Access · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,304 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property tax — 2024 actual bill$349
HOA fee — from the listing$29
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,765
Interest rate6.00%
Loan term

Estimated payment

$2,304/mo

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$349
HOA / condo fee$29
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $279K
$183KedgeAI estimate $191,487 · range $191K$192K$290K

vs edgeAI estimate

+45.7%

$/sqft vs Englewood actives

$176 vs $240

Days on market

472 vs 59 typical

Where $176/sqft sits among the 400 Englewood actives

173 · this home
108
63
17
10
29
$115–222$222–328$328–435$435–541$541–648$648+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 1431 SANDERLING DRIVE

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

182 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 213% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $279,000 $11K
Apr 18, 2025Listed at $289,900 · 472 days on market since
2019Built · HOLIDAY MOBILE ESTATES 3RD ADD

Reality check

What actually sold near 1431 SANDERLING DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2060 OYSTER CREEK DRIVESold · Feb ’26

$722,500

2060 OYSTER CREEK DRIVE

3 bd · 2.5 ba · 1,534 sqft · $471/sqft · 254 DOM

7288 CASTLEBERRY TERRACESold · Mar ’26

$380,000

7288 CASTLEBERRY TERRACE

3 bd · 2 ba · 1,531 sqft · $248/sqft · 272 DOM

2517 SANDY LANESold · Mar ’26

$310,000

2517 SANDY LANE

2 bd · 2 ba · 1,500 sqft · $207/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1431 SANDERLING DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1431 SANDERLING DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1431 SANDERLING DRIVE FAQs

What would the monthly payment be for 1431 SANDERLING DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,304/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1431 SANDERLING DRIVE?+

The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1431 SANDERLING DRIVE?+

The most recent tax bill on record (2024) was $4,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1431 SANDERLING DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $279,000, this home is listed about 24% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 1431 SANDERLING DRIVE?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$279,000 runs 213% above the ENGLEWOOD 34224 median.

02Time on market is leverage

472 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $289,900, now $279,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Christine Connolly. MLS #C7508842.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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