9222 ROSEBUD CIRCLE, PORT CHARLOTTE, FL, 33981
Active21 days on marketListed Jul 15, 2026MLS #D6148030
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Sat, Aug 15
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About this home
9222 ROSEBUD CIRCLE
Luxury Waterfront Living Designed for Today's Lifestyle Nestled along the tranquil canals of South Gulf Cove, one of Southwest Florida's premier boating communities and bird sanctuaries, this newly completed custom residence blends sophisticated design with the relaxed elegance of waterfront living. Offering over 3,150 square feet of thoughtfully designed living space, this exceptional four-bedroom, three-bath home was built for entertaining, family, and enjoying the Florida lifestyle. Soaring ceilings, expansive open living spaces, and dramatic 10-foot impact sliding glass doors immediately showcase the sparkling 12' x 32' custom pool and canal beyond. Nearly every room enjoys the view, while 48-inch Spanish porcelain tile flows throughout, enhancing the home's clean contemporary design. The gourmet kitchen features custom wood cabinetry, premium stainless steel appliances, quartz countertops, and an impressive 10-foot island, creating the perfect space for everyday living and entertaining. A standout feature is the private guest suite, complete with its own bedroom, full bath, kitchenette, and French doors opening directly to the pool and lanai. This thoughtfully designed space offers endless living opportunities—perfect for multigenerational living, extended guests, a home office, or a private retreat. The owner's suite overlooks the canal and features a spacious layout designed for comfort and relaxation. The expansive lanai, custom pool, private dock, and boat lift complete the outdoor living experience. Imagine weekends spent poolside with family, evenings grilling with friends, and peaceful sunsets as boats drift quietly along the canal. Built for lasting quality and peace of mind, this home features solid CBS construction, an elevated stem-wall foundation above base flood elevation, impact-rated windows and doors, a standing-seam metal roof, an epoxy-finished three-car garage, and an integrated security system. South Gulf Cove offers optional HOA membership, parks, boat ramps, sidewalks, and convenient access to Boca Grande, Manasota Key, Gulf beaches, championship golf, world-class fishing, waterfront dining, shopping, medical facilities, multiple airports, and the spring training homes of the Tampa Bay Rays and Atlanta Braves. This exceptional waterfront home offers the perfect balance of luxury, flexibility, and the coastal lifestyle Southwest Florida is known for.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,156
Sqft
0.23 ac
Lot size
3
Garage
2025
Year built
One
Levels
$412
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,838 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,838/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
$/sqft vs PORT CHARLOTTE SEC 081
$412 vs $294
Days on market
21 vs 59 typical
Where $412/sqft sits among the 34 homes for sale in PORT CHARLOTTE SEC 081
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
19 of 34
PORT CHARLOTTE SEC 081 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3233% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9222 ROSEBUD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$830,600
15668 AUTRY CIRCLE · same community
3 bd · 3.5 ba · 2,657 sqft · $313/sqft · 9 DOM
Sold · Dec ’25$384,750
9213 SPRING CIRCLE · same community
4 bd · 3 ba · 2,470 sqft · $156/sqft · 75 DOM
Sold · Aug ’25$600,000
9317 SAINT PAUL DRIVE · same community
3 bd · 3 ba · 2,336 sqft · $257/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9222 ROSEBUD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9222 ROSEBUD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9222 ROSEBUD CIRCLE FAQs
What would the monthly payment be for 9222 ROSEBUD CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,838/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9222 ROSEBUD CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9222 ROSEBUD CIRCLE?+
The most recent tax bill on record (2024) was $1,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9222 ROSEBUD CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,300,000, this home is listed about 294% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9222 ROSEBUD CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Deb Bean-Guinto. MLS #D6148030.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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