David Ramirez
$750,0004 bd3 ba1,894 sqft$396 /sqft$4,607 /mo all-in ↓

9402 ARRID CIRCLE, PORT CHARLOTTE, FL, 33981

Active14 days on marketListed Jul 11, 2026MLS #O6424347

New constructionWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 081

Come see it

Upcoming open house

Sun, Jul 26

12:00 PM – 3:00 PM

About this home

9402 ARRID CIRCLE

Discover modern living in this 4 bedroom, 3 bathroom Pool home boasting 1894 sq ft with beautiful canal views and gulf access. Sleek and stylish, this home features an open concept layout, porcelain tile throughout, high ceilings and impact doors & windows. Retreat to the spacious backyard that features a covered lanai and pool perfect for large gatherings and fun. Be the first to occupy this new construction home in the relaxed, waterfront community of South Gulf Cove. NO HOA, Seller incentives available. Lease to own available. Seller willing to provide small 2nd mortgage subject to approval and availability.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,894

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$396

Per sqft

Private poolWaterfrontWater view

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

Taxes (2025)$1,427/yr
PetsNumber Limit

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,607 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$119
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$4,607/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$119
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$390KedgeAI estimate $461,311 · range $407K$650K$780K

vs edgeAI estimate

+62.6%

$/sqft vs PORT CHARLOTTE SEC 081

$396 vs $294

Days on market

14 vs 56 typical

Where $396/sqft sits among the 36 homes for sale in PORT CHARLOTTE SEC 081

11
6
7
5
2 · this home
5
$176–230$230–284$284–338$338–392$392–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 9402 ARRID CIRCLE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$289K$301K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

18 of 36

PORT CHARLOTTE SEC 081 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1775% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $750,000 · 14 days on market since
2026Built · PORT CHARLOTTE SEC 081

Reality check

What actually sold near 9402 ARRID CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15604 RUSTON CIRCLESold · Feb ’26

$560,000

15604 RUSTON CIRCLE · same community

3 bd · 2.5 ba · 1,866 sqft · $300/sqft · 0 DOM

9310 ROSEBUD CIRCLESold · May ’26

$516,000

9310 ROSEBUD CIRCLE · same community

3 bd · 2 ba · 1,841 sqft · $280/sqft · 27 DOM

15659 RUSTON CIRCLESold · Apr ’26

$325,000

15659 RUSTON CIRCLE · same community

4 bd · 2 ba · 1,961 sqft · $166/sqft · 227 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9402 ARRID CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9402 ARRID CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9402 ARRID CIRCLE FAQs

What would the monthly payment be for 9402 ARRID CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,607/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9402 ARRID CIRCLE?+

The most recent tax bill on record (2025) was $1,427. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9402 ARRID CIRCLE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $750,000, this home is listed about 124% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9402 ARRID CIRCLE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PES HOMES REALTY P.A · Esther Ortiz. MLS #O6424347.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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